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Trusted Contributor
Posts: 3,874
Registered: ‎03-09-2010

Re: Wow! What is wrong with this picture?

On 3/3/2015 terrier3 said:
On 3/3/2015 mominohio said:

Trickle down does work. I've never cashed a paycheck from a 'poor' man. If these businesses didn't exist, where would all those people find jobs? If small, locally owned business took over the gap of these now missing huge corporations, how much better would the pay and benefits be? While small business does provide most new jobs and employment in most areas, they aren't notorious for high wages and Cadillac benefit packages either.

Without workers...the businessman would make NO profit. He needs workers to succeed.

It's a two way street.

It's not the benevolent company "giving" money to workers. It's companies thriving and succeeding because of their strong workforce. American workers are more productive than at any time in history....they deserve to share in the profits of their hard work.

But don't you see that companies pay workers based on a competitive market and what the workers have to offer? I have a college degree plus certification as a medical assistant, am a mature, articulate, and professional individual, and in my last job working for a medical specialist I did considerably better than the average medical assistant at about $18/hour and considered myself blessed. I started at $12/hour and earned my way up over several years. People who think beginning employees who have perhaps a high school diploma or GED and no experience should start at $14, $15, or more with a greatly increased minimum wage, are OUT OF THEIR MINDS! You have to grow, become educated and qualified, and amass experience to grow in your career.

Super Contributor
Posts: 1,417
Registered: ‎09-20-2014

Re: Wow! What is wrong with this picture?

Yes, I know life doesn't always work out according to plan. That's why you need to be smart with your income and your purchases.... as I've said several times. Start early -- building up your nest egg in baby steps and resisting the "normal" view that you must have all the luxuries of life to get through.

Regular Contributor
Posts: 205
Registered: ‎03-14-2013

Re: Wow! What is wrong with this picture?

On 3/3/2015 mominohio said:
On 3/3/2015 SnowPink said:
On 3/3/2015 inallsincerity said:
I wonder how many people, as they swipe an EBT card said, "Maybe I should sell the TV." Although I don't agree with some of the harsh words on this thread, in all fairness, I don't really see anybody saying that they don't or that they won't help people. I think they don't like being told who it is that needs that help.

People would say telling poor people to sell their TV, get rid of internet access, sell the video game consoles, don't eat out at restaurants .... is mean. When really ... if you want to succeed with money, you have to eliminate spending money on things that aren't needed. It's no one's responsibility to make sure every family can own a Playstation and eat at Applebees once a week. No one is entitled to these things. And it's not anyone else's fault if you can't have those things.

And these are the exact things that a percentage (and not small either) on assistance are doing, whether or not they are working while getting benefits. They are allowing us to pay for their medical care, food, housing, education, child care, etc. while holding down that part time or full time job and spending the money made there on all this unnecessary stuff. Then, when they choose the cell phone, or the over $100 per month cable package over necessities, we are supposed to buy into the fact that they are to be pitied and helped, and raised up.

How about instead of the current give away programs, we provide financial control over their earnings, pay their necessities out of their paychecks first (rent, food, health care premiums) and give them what is left to blow on the extras. If many of these people were forced to pay for the necessities first, they wouldn't need the programs.

That is the way I started out. When there was nothing left, I had to get another job, a second or even a third. It worked.

I agree with some of your points. However, I really don't believe that we live in an America where every person can be successful. I too worked multiple jobs and have a disdain for the multiple excuses I hear. We are also in agreement on what you call financial "control" to an extent. I would like to see more restrictions on what foods and goods can be purchased with government assistance. I would love love love to see more money put toward education and technical schools in lower income neighborhoods.

Honored Contributor
Posts: 13,954
Registered: ‎03-10-2010

Re: Wow! What is wrong with this picture?

On 3/3/2015 SnowPink said:

Yes, I know life doesn't always work out according to plan. That's why you need to be smart with your income and your purchases.... as I've said several times. Start early -- building up your nest egg in baby steps and resisting the "normal" view that you must have all the luxuries of life to get through.

I'd like to hear some some older posters...

How your plan sounds great in theory, but doesn't always work out.

Super Contributor
Posts: 1,417
Registered: ‎09-20-2014

Re: Wow! What is wrong with this picture?

On 3/3/2015 terrier3 said:
On 3/3/2015 SnowPink said:

Yes, I know life doesn't always work out according to plan. That's why you need to be smart with your income and your purchases.... as I've said several times. Start early -- building up your nest egg in baby steps and resisting the "normal" view that you must have all the luxuries of life to get through.

I'd like to hear some some older posters...

How your plan sounds great in theory, but doesn't always work out.

Yes, I KNOW it doesn't always work out. But it's SMART to get started early, be careful with your purchases and build up your own nest egg. Surely you agree with that.

Wait... I'm not older? {#emotions_dlg.blink} Cool

Regular Contributor
Posts: 205
Registered: ‎03-14-2013

Re: Wow! What is wrong with this picture?

On 3/3/2015 terrier3 said:
On 3/3/2015 SnowPink said:

I think her implication was to get rid of the monthly cable bill.

Those people in their 50s and 60s should have been saving money in retirement accounts for the inevitable time when they are replaced with younger people.

It all boils down to being smart with your income and purchases. Create your OWN safety net -- don't rely on the government. Who would want to be a slave to government?

Save money in retirement accounts?

Many people are between paying for their children's education and helping their parents.

It's not always possible to save enough money to live on for 10 years or so (until SS and Medicare kick in)...when you weren't planning on losing your job.

Easy for you to say...life doesn't always work out according to plans.

See, and that's where it starts to break down for me. Why can't the children pay for their own education if necessary. So, in this scenario, my money (well not mine) but businesses or taxes or government etc., should have money available in case somebody had children that can't work for their education, and parents that don't have money in their golden years. So then they use their own money to help these people...and then their kids can't afford to save for retirement because they pay for their kids and their parents...

Super Contributor
Posts: 366
Registered: ‎01-13-2015

Re: Wow! What is wrong with this picture?

On 3/3/2015 SnowPink said:

Yes, I know life doesn't always work out according to plan. That's why you need to be smart with your income and your purchases.... as I've said several times. Start early -- building up your nest egg in baby steps and resisting the "normal" view that you must have all the luxuries of life to get through.

Sometimes the part of your life that doesn't work out as planned is that you don't have enough to support yourself and can't make the "baby steps".

I dislike people like Dave Ramsey (who ends up his radio pitch with "You'll never know peace until you walk with the Prince of Peace"), Suzie Gorman (?), etc., who have a one-size-fits-all approach to life, and then want to SELL you a book or a program. Of course it works for them; they're making money hand over fist by appealing to people who really are broke and desperate.

I think taking advantage of desperate of people, and using God as a marketing tool, are really despicable. I wonder how Almighty God likes being uses as a sale pitch.

Esteemed Contributor
Posts: 7,097
Registered: ‎09-05-2014

Re: Wow! What is wrong with this picture?

It's Suze Orman.