Community Chat

[MKR14]

If we do not have a Q-Card we do not get % off if we use another credit card? We buy just as much if not more than others.

I have been a customer for over 30 years and hardly ever get an incentive to use my own other credit card.

I buy a lot from QVC and HSN and they both do that. Entering a credit card of my own choice doesn't count.

I know there are promotions to get the QVC/HSN cards but I have one card I use and that is enough.

I am sure others feel the same.

[Etoile308]

Actually, I don't feel the same.

I realize that added benefits utilizing a retailer's credit card is a practice that has been in place within the industry for more decades than I can think back. Retailers have a financial incentive for customers to use their card. I find that understandable.

[RescueLover]

But It’s no different than…

When I have to use my Sephora card vs my credit card to get any additional discounts. 🤷🏻‍♀️

[Janey2]

It is different. The retailer wants you to owe money to the bank their credit card uses. Not everyone pays in full.

[lynnie61]

I don't want a Q card, but then we don't get their extras.  I get that.  If I wanted their extras, then I'd opt for their card.  

[Kachina624]

QVC makes extra profit from sales on the Q Card due to their agreement with Synchrony Bank, as do dozens of other retailers.  Hence they can afford to offer those card users a break.

I don't like it either but can understand why.

[LindaSal]

I understand why they do this but I too feel the regular customer should also share in some kind of discount when one is offered to their specific card holders.  The way I resolve this is I will buy the product elsewhere (many items are also available on other websites) and then I get my rewards on the credit cards that I like to use.  Basically QVC is then losing a sale.

[LizzieInSRQ]

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@MKR14 wrote:

If we do not have a Q-Card we do not get % off if we use another credit card? We buy just as much if not more than others.

I have been a customer for over 30 years and hardly ever get an incentive to use my own other credit card.

I buy a lot from QVC and HSN and they both do that. Entering a credit card of my own choice doesn't count.

I know there are promotions to get the QVC/HSN cards but I have one card I use and that is enough.

I am sure others feel the same.

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To better understand, ask yourself what would be the 

Incentive  for shoppers to sign up for and use a store card vs a  general credit card

[sunshine45]

as a QCARD holder, i appreciate the added incentives for using it. arent there a TON of other retailers CCs that offer similar incentives? same with major credit card brands. 

[RescueLover]

When I use my credit card for my Q purchases I get a reward from my credit card company. Therefore I’m not losing out at all.

TiP - Get a credit card that rewards you WHEREVER you make a purchase !!