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12-19-2017 09:25 AM
I usually don't buy GC but this year I am stumped for one of my relatives and was going to get him a Mastercard GC so her could buy what he wanted but I noticed a $9.00 fee to buy it written on the top of the card. What do these cards charge a fee and others are free?
12-19-2017 09:42 AM
I buy my visa gift cards from my bank. They charge a $4 fee because people are willing to pay it. I’ve never seen a fee as much as $9.
The retail store gift cards don’t charge fee. But then, you run the risk of the store going out of business and being stuck with a useless gift card.
12-19-2017 09:46 AM
There are costs associated with issuing gift cards. Most stores absorb them as a cost of doing business since the money will be spent in their store. When issuing a Visa or MasterCard gift cards those costs are passed on to the buyer since that is the only way to recover them.
12-19-2017 10:09 AM - edited 12-19-2017 12:02 PM
What timing! I just picked up 2 mastercard giftcards at Stop & Shop a short time ago while doing grocery shopping. $5.95 activation on each one. I was carping to the register lady about it and she told me that if you get the ones with a fixed amount already on them (that's what I got) they cost less that the ones you buy and choose the amount of money you want to put on it. Can't remember 100% for sure but think she said those can go as high as $9.95 depending on the amount. These are for each of my son's girlfriends along with a small gift. Feels okay to me giving cash to my kids & grandkids, (daughter's kids who are no longer children) but something just doesn't feel right about giving cash to the girlfriends so giftcards is what it will be.
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