Community Chat

[cotton4me]

Contributing the maximum allowed amount to my retirement plan.  I had planned to work until I was 70 but had to retire early at 62.  I had much less than I wanted in the account but you never know what life is going to bring you or how your plans might change.  I'm glad I was prepared as much as I could be. 

[jubilant]

Giving my life to Christ.  What a friend he has been to me.  Someone who loves me unconditionally and is teaching me how to love others.  He is my counselor and my guide.

[winamac1]

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@cotton4me wrote:

Contributing the maximum allowed amount to my retirement plan.  I had planned to work until I was 70 but had to retire early at 62.  I had much less than I wanted in the account but you never know what life is going to bring you or how your plans might change.  I'm glad I was prepared as much as I could be. 

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I agree.  I started contributing the max right when I got out of college.  I've continued to do that.  I don't want to be elderly and not be able to pay my bills or travel.  

Other smart choices...marrying the man I did, staying in the industry that I'm in.

[Lucky Charm]

Started a 'cottage industry' of buying beach cottages, first with cash as no bank would give me a mortgage on my P/T pay, without my husbands co-signature.

In all-- I've purchased 9, but currently own five.  Two are rentals, one we're re-habbing, and two we enjoy.

No education beyond high school, no real estate license, no longer need a co-signer, and no boss in over 14 years.

[dmod nj]

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@JustJazzmom wrote:

Having installed a whole house natural gas run generator installed post Sandy and the 2nd smartest decision was switching to natural gas over oil heat last year.

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Hi jazzmom,

We have a whole house natural gas run generator too. We had it installed post Irene after a lot of damage to our finished basement. It was a GREAT investment, ITA.

[sometimesQVCaddict]

Never being dependent on ANYONE else financially and never not working.  

Currently-starting my own business  with NO financial help and literally from the ground up & being responsible and reporting to me, myself and I!

[JustJazzmom]

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@dmod nj wrote:

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@JustJazzmom wrote:

Having installed a whole house natural gas run generator installed post Sandy and the 2nd smartest decision was switching to natural gas over oil heat last year.

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Hi jazzmom,

We have a whole house natural gas run generator too. We had it installed post Irene after a lot of damage to our finished basement. It was a GREAT investment, ITA.

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Being without power for 2 weeks in the cold days of late October/early November were not fun at all. We no longer have places to stay (relatives) and that forced our hand to get a generator.

[minkbunny]

Making a phone call and turning a

No, I won't go out with you -  into a  -

Yes , I would love to!

[goldensrbest]

Excepting JESUS CHRIST as my savior,

[kivah]

From 1986 until 2001, I got involved in buying and selling houses trying to make money. Unfortunately, the market crashed in 1989 and I had a "mini-breakdown" and was almost homeless as I had very little money left and had no one to help me or anywhere to go. In 1999 I worked for a mean company where I injured my back - so I sued them - and I won a big settlement. That allowed me to buy my brand new beautiful house in north Oxnard, CA. I got back on my feet - and have been supporting my friend's daughter get through college - in Chicago. She graduates in May, 2016 and she majored in American Sign Language and will be a liaison for the Deaf Community - probably in Portland, Oregon.

I have survived many years of being penniless and I also survived ovarian cancer, stage 3, in 2006. To everyone who is also going throught financial problems, medical problems, etc. --- fight on!!!!!