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@GingerPeachwrote:
@Cakers3wrote:
@Noel7wrote:
@Cakers3wrote:
@Noel7wrote:What bothers me is that Bezos has apparently not embraced philanthropy. Bill Gates has and the Zuckerbergs have.
Several reports say Bazos is waiting to see what he wants to do. Seriously?
@Noel7 I guess his intention to market his own brand of OTC meds is taking up too much time for philanthropy.
I did not know that @Cakers3 !!! Is there a possible altruistic reason? Such as lower cost for meds?
@Noel7 At first I thought he was going to open up a prescription Pharmacy online but the last I read it is only an Amazon brand of OTC meds.
Bezos has donated a few millions for tuition for DACA recipients but I've been seeing rumblings that he is replacing full time workers with temps and more automation.
Which, of course, cuts out benefits and hikes up the # of his employees on food stamps.
He doesn't stand out at a major player in philanthropy but who knows what goes on in private. I do know that his newest Visa for Prime members through Whole Foods has a whopping 15% interest rate. That does not justify the cash back on that card, imo.
Anyway-I don't know all the details of the meds situation but last I saw it is only OTC meds. And since Amazon doesn't always have the lowest prices I'm not so sure there will be a $$ benefit but more of a convenience benefit.
15% isn't high for interest. 20% and more is actually pretty common. Many people pay it off in full so interest rates don't matter all that much for a lot of people, I don't think. Getting back 5% at Whole Foods is a deal. That being said, I am not yet interested in this card or any other new credit card.
@GingerPeachI know that the average right now is around 16% but our cards are much lower than 15%. Also, the rewards can only be used on Amazon. And of course you need to pay the $99 annual fee for Prime membership.
We really don't know how many people pay off their cards in full and for those that do that's fine. But holding out these bits of perks doesn't mean that there is yet another way open for people to assume more debt.
My point is that 15% may not seem like much but for some it is a high rate.
If you cannot use the cash back except at Amazon, that's another thorn for me-it limits consumers, imo.
As far as Whole Foods-we have seen a decline since Bezos took over. All the hype over Amazon's takeover seems to have been more hype than delivery.
@Corrected. Did the @ to the wrong poster.
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