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Esteemed Contributor
Posts: 6,621
Registered: ‎06-29-2016

Re: Target to stop taking paper checks

[ Edited ]

The news story in The Minneapolis Star Tribune indicates that this policy change is for in-store purchases at the register. 

 

You will still be able to pay your credit card bill statement with a mailed check.

 

The article also states that only 1% of payments at retail checkout and restaurants are now made with a paper check.

 

 

Respected Contributor
Posts: 2,930
Registered: ‎05-04-2020

Re: Target to stop taking paper checks

Every once in awhile I will see someone writing a check out at the grocery store to pay for their goods, holds up the line but then again maybe that was their only source to pay at the time.

Super Contributor
Posts: 471
Registered: ‎06-21-2010

Re: Target to stop taking paper checks

I started carrying my checkbook again! 

I also started asking if places of business charge for using a CC. 

 

I had a "convenience fee" slipped in on my bill when I visited a new hair salon (nothing posted about CC use fee and no one said a word when I paid with my CC) and I will never have that happen again!

 

On large purchases I ask if there is a discount for cash.

Many places will give 10 percent. 

 

And that's why I started carrying my checkbook!Smiley Very Happy

 

 

 

Honored Contributor
Posts: 13,560
Registered: ‎03-09-2010

Re: Target to stop taking paper checks

I am still a check writer, for some bills, but I haven't written a check at a store, hairdresser or anything like that in so long that I don't remember the last time I did. 


Why is it, when I have a 50/50 guess at something, I'm always 100% wrong?
Honored Contributor
Posts: 8,295
Registered: ‎05-09-2010

Re: Target to stop taking paper checks

 
Always remember that you are absolutely unique. Just like everyone else. Margaret Mead
Honored Contributor
Posts: 8,295
Registered: ‎05-09-2010

Re: Target to stop taking paper checks

I still will write checks at the grocery store. I don’t want to put food on a credit card. Too bad if it holds up the line. Deal with it.
Always remember that you are absolutely unique. Just like everyone else. Margaret Mead
Valued Contributor
Posts: 554
Registered: ‎03-11-2010

Re: Target to stop taking paper checks

 

My mother insisted on writing checks also.  However, her hand writing was so bad that the bank scanners could NEVER decipher the amount.  We always had to put in the amount manually at the ATM and the bank put a hold on the deposit until they could have a human verify it.  

 

I always felt awful when we went shopping together because she held up the line, both because of the  time it takes  to write  the check  and verify her id, the fact that most clerks didn't know how to process them, and they sometimes had to be approved.

 

Combine that with the bad checks ... and I am not surprised at all that stores don't want to accept checks.

Honored Contributor
Posts: 15,608
Registered: ‎10-09-2012

Re: Target to stop taking paper checks

Whole Foods and Aldi stopped accepting personal paper checks to pay at the cashier as well.  

 

Holding up the line is a loss of time & money for the store.  Plus the percentage of people who still do it is less & less each year.  Analysts predict more stores will do away with paper checks in the very near future.  

Honored Contributor
Posts: 18,496
Registered: ‎03-09-2010

Re: Target to stop taking paper checks

I can't even remember the last time I wrote a check?? I never write checks for bills anymore and use my debit/credit card. 

Respected Contributor
Posts: 3,010
Registered: ‎06-27-2010

Re: Target to stop taking paper checks


@Puppy Lips wrote:
I still will write checks at the grocery store. I don’t want to put food on a credit card. Too bad if it holds up the line. Deal with it.


Overlooking the attitude here, it's better to put the groceries on a credit card that earns cash back, rewards, etc and just pay it off each month.