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Respected Contributor
Posts: 2,433
Registered: ‎06-21-2010

Re: THIEVES CAN EMPTY YOUR BANK ACCOUNT IF ...

Uniball gel ink pen 207 impact rt

 

this will not be "washable" and is on my shopping list for the few checks that I will write in the future

Esteemed Contributor
Posts: 6,461
Registered: ‎06-19-2010

Re: THIEVES CAN EMPTY YOUR BANK ACCOUNT IF ...


@Tinkrbl44 wrote:

@PickyPicky3 wrote:

On the local news today was a story about a couple that lost $21,000 due to checkwashing. The bank would not reimburse them because of a 30-day limit after a statement is published to report problems.

 

This couple let 5 months pass without looking over their checking account statement.

 

 


 

@PickyPicky3 

 

I don't mean to sound sarcastic, but obviously these people can afford to lose that much money.  Not check bank statements for five months? 

 

OMG .... Who does that?   Woman Surprised



@Tinkrbl44 wrote:

@PickyPicky3 wrote:

On the local news today was a story about a couple that lost $21,000 due to checkwashing. The bank would not reimburse them because of a 30-day limit after a statement is published to report problems.

 

This couple let 5 months pass without looking over their checking account statement.

 

 


 

@PickyPicky3 

 

I don't mean to sound sarcastic, but obviously these people can afford to lose that much money.  Not check bank statements for five months? 

 

OMG .... Who does that?   Woman Surprised


I check my bank account daily but I must admit, I've been married for 46 years and have never balanced my checkbook and my husband works for a bank and he has never balanced it either. 

Trusted Contributor
Posts: 1,667
Registered: ‎03-09-2010

Re: THIEVES CAN EMPTY YOUR BANK ACCOUNT IF ...

It's best to use the right pen to prevent check washing. The Uniball 207, black ink, is sold just about everywhere.

 

uniball 207 pen.jpg

Honored Contributor
Posts: 21,300
Registered: ‎10-25-2010

Re: THIEVES CAN EMPTY YOUR BANK ACCOUNT IF ...

Theives or honest merchants don't even need a paper copy of your check.  Your account number and routing number can be used to remove money from your checking account and it can be done remotely

 

i only keep a few dollars in my checking and don't alllow the function to transfer funds from savings into checking if there is not enough money in my checking account to cover a transaction.

 

I can always do the transfer online and I do right before I pay a bill.

 

i haven't written a paper check in many years...my checks still have 19--- instead of 20-- on the dateline.

 

The bottom line is that if someone wants your money, there are many ways to steal it without you even knowing.

 

You just have to check your accounts often and keep on top of things.

Trusted Contributor
Posts: 1,744
Registered: ‎03-13-2010

Re: THIEVES CAN EMPTY YOUR BANK ACCOUNT IF ...

@Tinkrbl44

I thought the same thing.  Five months??

 

I get an email everyday from my banks with updated checking & savings balances.  I also have alerts on my debit cards, any credit cards, store cards everytime I use them.  If $1+ comes out of any account, I know immediately.  Can't be too careful.

Respected Contributor
Posts: 3,867
Registered: ‎12-14-2018

Re: THIEVES CAN EMPTY YOUR BANK ACCOUNT IF ...

Good grief - all this is awful. 

Trusted Contributor
Posts: 1,001
Registered: ‎01-11-2014

Re: THIEVES CAN EMPTY YOUR BANK ACCOUNT IF ...

[ Edited ]

 


@Lucky Charm wrote:

I love writing checks.

 

I hate thieves.

 

Is it immoral for me to put a hex on one?Woman Happy

 

eta: typo

 

 

 

 🙈  Like Taduz Lemke ?

 

👉  Thinner! Thinner!

Honored Contributor
Posts: 9,305
Registered: ‎06-08-2016

Re: THIEVES CAN EMPTY YOUR BANK ACCOUNT IF ...

I haven't even owned a check in several years.

First time I've ever been ahead of the curve & didn't know it!

 

Respected Contributor
Posts: 3,031
Registered: ‎10-22-2018

Re: THIEVES CAN EMPTY YOUR BANK ACCOUNT IF ...

@Tinkrbl44   @roeroe1005     The details of that news story:

 

The $21,000 check was their quarterly payment to the IRS. They left it in their mailbox for their carrier and it was stolen. So they owe about $80,000 yearly in income tax. What I didn't understand is, if the IRS never got the payment, why didn't they alert the couple? It still would have been over 30 days, but not five months. Maybe they also don't read their mail? 

Respected Contributor
Posts: 4,312
Registered: ‎02-16-2019

Re: THIEVES CAN EMPTY YOUR BANK ACCOUNT IF ...

We don't write many checks its all bill pay, also we don't keep a huge balance in our checking, we keep most of our money in other accounts and transfer as needed.