Someone fraudulently transferred 9100 out of one of our accounts!

spumoni99 · ‎02-16-2019

I have an account at a local credit union I rarely use, I am retired from the state so its the state credit union. I always have my check deposited there then I write a check to my regular bank, that is all the account is ever used for. I only did this because when there were issues with the state the credit union always guaranteed our paycheck even if there was a problem with the state funds.

Anyway I noticed my deposit was returned so I checked the credit union account and saw a 9100 withdrawl! I don't use an atm on that account. It was transferred to a large bank so hopefully the bank can get the money back. SCARY! In all of my 62 years I have never had anything like this happen! I thought maybe it was just someone keying in the wrong account number but the day before the big transfer there were two small .20 cent and .22 cent transfer so it seems like someone was testing it?

haddon9 · ‎03-09-2010

Wow that is very scary and I hope you find a good resolution to this issue. What did they tell you when you got in touch with your credit union?

I would change my password asap!

spumoni99 · ‎02-16-2019

@haddon9 wrote:
Wow that is very scary and I hope you find a good resolution to this issue. What did they tell you when you got in touch with your credit union?

I would change my password asap!

I didn't think about changing the password, thats a good idea although when I logon if its from a different device I have to verify with a phone text. They said it may take 10 days to get the money back and they would put a stop payment to that entity. I think once I get the money back I will ask the account number to be changed also. Good idea with the password though I hadn't thought of that.

Kachina624 · ‎03-10-2010

@spumoni99. Your account should be FDIC insured. What does the credit union say?

New Mexico☀️Land Of Enchantment

Mz iMac · ‎07-26-2014

@spumoni99 wrote:
I have an account at a local credit union I rarely use,
Which makes me believe it was an "inside" job.

the day before the big transfer there were two small .20 cent and .22 cent transfer so it seems like someone was testing it?
YUP! Scam test 101.

@spumoni99 Me personally, I would switch over to my bank. How many times since you retired has the State messed w/your retirement funds?

"Never argue with a fool. Onlookers may not be able to tell the difference."

cheriere · ‎12-01-2023

@spumoni99

Oh my goodness! I'm so sorry this has happened to you. I'm praying your bank will be able to resolve this situation quickly and get your money back. I also pray they are able out who and how this happened!❤️

spumoni99 · ‎02-16-2019

@Mz iMac wrote:
@spumoni99 wrote:
I have an account at a local credit union I rarely use,
Which makes me believe it was an "inside" job.

the day before the big transfer there were two small .20 cent and .22 cent transfer so it seems like someone was testing it?
YUP! Scam test 101.
@spumoni99 Me personally, I would switch over to my bank. How many times since you retired has the State messed w/your retirement funds?

Yeah I could do that but I do like to have an account with the credit union for different reasons, they have free notary, good interest rates on car loans etc. Also years ago when I tried to do direct deposit with my bank they couldn't find me I think it had to do with the spelling so I could change it.

spumoni99 · ‎02-16-2019

@Kachina624 wrote:
@spumoni99. Your account should be FDIC insured. What does the credit union say?

She said you should get your money back, keep in mind she was just the person taking the call. She opened the case and said the refund could take 10 days, not worried about that just want the money back. They put a stop payment to that other bank also. I'm sure its insured and we will get the money back.

JoyFilled Warrior · ‎09-02-2022

@spumoni99 wrote:
I have an account at a local credit union I rarely use, I am retired from the state so its the state credit union. I always have my check deposited there then I write a check to my regular bank, that is all the account is ever used for. I only did this because when there were issues with the state the credit union always guaranteed our paycheck even if there was a problem with the state funds.

Anyway I noticed my deposit was returned so I checked the credit union account and saw a 9100 withdrawl! I don't use an atm on that account. It was transferred to a large bank so hopefully the bank can get the money back. SCARY! In all of my 62 years I have never had anything like this happen! I thought maybe it was just someone keying in the wrong account number but the day before the big transfer there were two small .20 cent and .22 cent transfer so it seems like someone was testing it?

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@spumoni99