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04-13-2020 01:02 PM
@QueenDanceALot wrote:
@tansy wrote:Is anyone as concerned with corporate bailouts as they are for help to small businesses and individuals?
Raising paw!
Much more, actually.
I'm bothered by the petty assuming attititude some have towards individuals. But I'm not surprised to see it here
Both corporations and small businesses have a place and employ people. Big corporations sometimes have more benefits. Some don't
You cannot make any generalizations about how beneficial or worthy a business is by simply saying "corporate" or "small business."
04-13-2020 01:22 PM
I never thought to question the funds going to people who cannot work because of this situation. I hope that it gets to them quickly. And if more is needed, I hope it passes in Congress.
But then, I'm a firm believer in safety nets rather than dismissing people's needs, even if it means that a few might game the system. Heck, more than a few captains of industry, etc., do that all the time.
Walk in someone else's shoes instead of braying about their being lazy.
04-13-2020 01:28 PM
I can understand why some people who are still working, putting their health on the line during COVID 19 would be resentful of those who are sitting at home watching TV all day.
I might be resentful too.
Here's why in this example
Married couple with two children. Both are furloughed until it is safe to go back to work. Both collect unemployment benefits. Also collect stimulus money, plus $600 a week from the Feds for being unemployed.
John makes $20 an hour...works 40 hrs a week = $800
Mary makes $25 an hour...works 40 hrs a week = $1000
Total weekely income is $1800
On unemployement they get about half, give or take $900
Also an additional $600 a week each from the Feds $1200
So, on unemployment they make $300 more a week.
That is $1200 a month more than if they were working.
And they would get stimulus money $3400
So, being unemployed for only one month of April they would get
$3400 Stimulus
$3600 Unemployment
$4800 Fed govt money
----------
Total for the month $11,800
Now if John and Mary were both still working, they would get
$7200 a month in earnings
$3400 stimulus
----------
Total for month $10,600
For the month of May without the stimulus
Mary and John who are still not working would make $8400
Mary and John who are still working would make $7200
I would think many people would not be grateful to be at work and get $1200 less month than if they were furloughed and sitting at home enjoying their kids and watching TV.
04-13-2020 01:41 PM
@Carmie wrote:I can understand why some people who are still working, putting their health on the line during COVID 19 would be resentful of those who are sitting at home watching TV all day.
I might be resentful too.
Here's why in this example
Married couple with two children. Both are furloughed until it is safe to go back to work. Both collect unemployment benefits. Also collect stimulus money, plus $600 a week from the Feds for being unemployed.
John makes $20 an hour...works 40 hrs a week = $800
Mary makes $25 an hour...works 40 hrs a week = $1000
Total weekely income is $1800
On unemployement they get about half, give or take $900
Also an additional $600 a week each from the Feds $1200
So, on unemployment they make $300 more a week.
That is $1200 a month more than if they were working.
And they would get stimulus money $3400
So, being unemployed for only one month of April they would get
$3400 Stimulus
$3600 Unemployment
$4800 Fed govt money
----------
Total for the month $11,800
Now if John and Mary were both still working, they would get
$7200 a month in earnings
$3400 stimulus
----------
Total for month $10,600
For the month of May without the stimulus
Mary and John who are still not working would make $8400
Mary and John who are still working would make $7200
I would think many people would not be grateful to be at work and get $1200 less month than if they were furloughed and sitting at home enjoying their kids and watching TV.
Who is taking care of John and Mary's kids? And why aren't John and Mary making minimum wage? Are they in debt? Do they have student loans? How much is their health insurance? How much has to go to COBRA? How long do they have to wait until their unempolyment benefits kick in? Have they applied yet? How much do they love their jobs and get fulfillment from them? Do they get along and enjoy being together at home? Do they even like to watch TV? If we don't know the answers to these questions, we cannot come to a firm conclusion on whether or not John and Mary are lazy ner do wells or decent upright citizens like us.
04-13-2020 01:45 PM
@Carmie Not bad, unless your state has a cap on how much they will pay you in unemployment. Google search shows Georgia is similar to some other southern states; they cap at $330 per week.
So the most John and Mary can collect now becomes $660 per week; plus the $1200 (2 x $600 extra from the Feds). That puts them at $1860 per week---provided they meet the formula to get Georgia's max of $330 per week. That benefit will currently last them 14 weeks; not sure about timeline for extra from federal government.
I'd also be leery of depending on that federal money and how fast it will actually get in their pocket, but that's a subject for another thread.
04-13-2020 01:47 PM - edited 04-13-2020 02:02 PM
@suzyQ3 wrote:I never thought to question the funds going to people who cannot work because of this situation. I hope that it gets to them quickly. And if more is needed, I hope it passes in Congress.
But then, I'm a firm believer in safety nets rather than dismissing people's needs, even if it means that a few might game the system. Heck, more than a few captains of industry, etc., do that all the time.
Walk in someone else's shoes instead of braying about their being lazy.
@suzyQ3 Are you saying you thought "the funds" were only going to people still working?
04-13-2020 01:49 PM
Whenever someone tries to get you to resent someone else, ask yourself why.
04-13-2020 01:58 PM
@bikerbabe wrote:
Getting unemployment is no picnic. I heard of millions of people making hundreds of phone calls trying to get through - nothing but busy signals. Unemployment offices are overwhelmed with applications and understaffed. There are a lot of people who have been unemployed now for weeks and still can’t get their unemployment applications processed. Heaven for bid you have a hiccup in your application. And heaven forbid you have a hiccup in your application and need to appeal it. Or you could stand in line for hours and hours with a crowd of people at the local office, only to be told by unemployment staff that they don’t know or understand how the new benefits work.
My niece is trying to apply and if she's able to get through, spends time on hold waiting her turn, gets a person that asks for her social security number and then gets hung up on.
04-13-2020 02:01 PM
@Porcelain John and Mary are taking care of their own kids. Their debts (their problem) as well as any student loans have been lowered or deferred for awhile (if they found time while at home not working to call and make the requests).
Anyone who has a problem with the money flowing freely, take it up with Congress. They have no skin in the game, except...um...let's call it endearing themselves to their constituents. And I can't think of a reason why they won't be getting a "stimulus check" too. They're still taxpayers after all.
The people who will make out best are the bank of china and/or those who manufacture the ink and paper used to print money. Bring it on. Milk will be $6 a gallon instead of $3 when this is over.
04-13-2020 02:07 PM
@esmerelda wrote:@Porcelain John and Mary are taking care of their own kids. Their debts (their problem) as well as any student loans have been lowered or deferred for awhile (if they found time while at home not working to call and make the requests).
Anyone who has a problem with the money flowing freely, take it up with Congress. They have no skin in the game, except...um...let's call it endearing themselves to their constituents. And I can't think of a reason why they won't be getting a "stimulus check" too. They're still taxpayers after all.
The people who will make out best are the bank of china and/or those who manufacture the ink and paper used to print money. Bring it on. Milk will be $6 a gallon instead of $3 when this is over.
Well I saw John and Mary's kids running around not social distancing. I don't think they're homeschooling properly. And John has a gambling problem. Mary is ready to divorce him, and her online lover is three states away and is trying to get her to make the move. But he doesn't like kids. Mary doesn't want to leave the kids with John because he would be even worse at the homeschooling modules, being unable to spell due to his engineering degree.
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