Community Chat

[Kookielady]

If you marry a younger man and don't have enough credits in your SS Account you CANNOT receive Social Security until your younger husband does?

This is my situation right now-there are 11 years between us and I am the older one. I worked for the state and didn't contribute to the account. Also I had taken tiny pension money out at the time.

My first husband was five years older than I so I didn't mind at the time.

At this point I cannot collect until I am 73 IF my husband collects at 62 and when you do that your money is less than if you wait till later.

[croemer]

I had never thought about that fact... but very interesting information.

[brii]

I guess it makes sense...

[Qwackertoo]

Interesting. My husband is 7 years younger than me. But I've paid in enough quarters on my own.

Besides, we won't be relying upon SS . . . anything we get will strictly be "play money". We live well below our means. Always have. Probably always will. As the same with our parents. And their parents. Raised to save, save & save some more. But I spend plenty too, just within reason for US.

[Lynneuk]

Were you married to your first husband for longer than 10 years? If so, can you collect on his.

[151949]

On 1/21/2014 Lynneuk said:

Were you married to your first husband for longer than 10 years? If so, can you collect on his.

No, because she is remarried.

[LaterGator]

Yes, I did know that. I am older than my DH. I had enough credits to get SS now so I'm taking it and when my DH retires, my SS will increase because he will get much more than I am getting now.

[LaterGator]

On 1/21/2014 happy housewife said:

On 1/21/2014 Lynneuk said:

Were you married to your first husband for longer than 10 years? If so, can you collect on his.

No, because she is remarried.

Yes, you are absolutely correct HH. I worked at the SS office years ago and the same applied then.

[Junebug54]

On 1/21/2014 happy housewife said:

On 1/21/2014 Lynneuk said:

Were you married to your first husband for longer than 10 years? If so, can you collect on his.

No, because she is remarried.

I am remarried and I collect on my first husbands.

[croemer]

On 1/21/2014 luvtogolf said:

On 1/21/2014 happy housewife said:

On 1/21/2014 Lynneuk said:

Were you married to your first husband for longer than 10 years? If so, can you collect on his.

No, because she is remarried.

I am remarried and I collect on my first husbands.

Yes you can choose which husband's to collect on and it does not affect him or if he has a new wife.