Retirement - Page 6

Roscoe the Rascal · ‎04-19-2016

@Linda0215 wrote:
@Roscoe the Rascal wrote:
@Linda0215 wrote:
I'm also struggling with the decision to retire. I'll be 71 next month, still working full time, and am petrified to pull the trigger. Biggest fear is money and medical. I will, however, get a pension from my employer and with social security I should be okay. More and more I feel like I've overstayed my welcome at work and I'm past my expiration date. Anyone else have that feeling?
I am 70 and also struggle with the idea. Just scary to take the next step. I don't feel like I am too old for what I do and they are lucky to have me. I work with a good crowd. I do like the fact I have pretty good medical insurance and hate to give that up. Just hard to move on for me. My concern is what will I do all day 7 days a week. I have always worked.
We could be twinsies. I feel absolutely the same. Am I a fool to give up my great health insurance? My guaranteed income? The social aspect? These are the things that hold me back, but I'd also like to enjoy my retirement while things are still good healthwise. I think I've made up my mind and this will be the year I pull the trigger. Time to explore Medicare supplement plans. Fun fun.

We could be retired besties. That would help. I know it is hard but I think next year for sure and who knows maybe this year yet and I need to just do a little research. Get off my you know what and figure things out.

AngelPuppy1 · ‎03-13-2010

@Linda0215 wrote:
I'm also struggling with the decision to retire. I'll be 71 next month, still working full time, and am petrified to pull the trigger. Biggest fear is money and medical. I will, however, get a pension from my employer and with social security I should be okay. More and more I feel like I've overstayed my welcome at work and I'm past my expiration date. Anyone else have that feeling?

@Linda0215

If you are in good health and can afford to retire, as you wrote, then why note retire while you are still young and healthy enough to enjoy retirement? Just go for it. Life is short. I retired at age 66 - am now 73. I planned on working longer but I wasn't in the best of health and my husband wasn't either. I also felt at the time that things were changing at work and that the younger workers were in a whole difference place than me. While, we are certainly not wealthy, we worked things out and planned and prayed on it as well. One day it just came to me and I knew it was right for me to stop working. I gave a nice long notice. We are fine financially. I didn't regret my decision then and I don't now! Best wishes on whatever you decide to do.

"A day without sunshine is like, you know, night." - Steve Martin

LavernLuvsShoes · ‎07-13-2021

I retired (early) at age 62, after 42 years in the workplace...

While I loved my job and my coworkers, "tax season" and my commute were extremely stressful.

After calculating what my "fixed income" would be from Social Security and a small pension from a previous job, I told DH that I was worn out and ready to throw in the towel - He said, "OK, go for it!"

Never looked back, No regrets.

Linda0215 · ‎10-23-2015

@AngelPuppy1 wrote:
@Linda0215 wrote:
I'm also struggling with the decision to retire. I'll be 71 next month, still working full time, and am petrified to pull the trigger. Biggest fear is money and medical. I will, however, get a pension from my employer and with social security I should be okay. More and more I feel like I've overstayed my welcome at work and I'm past my expiration date. Anyone else have that feeling?
@Linda0215

If you are in good health and can afford to retire, as you wrote, then why note retire while you are still young and healthy enough to enjoy retirement? Just go for it. Life is short. I retired at age 66 - am now 73. I planned on working longer but I wasn't in the best of health and my husband wasn't either. I also felt at the time that things were changing at work and that the younger workers were in a whole difference place than me. While, we are certainly not wealthy, we worked things out and planned and prayed on it as well. One day it just came to me and I knew it was right for me to stop working. I gave a nice long notice. We are fine financially. I didn't regret my decision then and I don't now! Best wishes on whatever you decide to do.

@AngelPuppy1 Thank you for the kind words. This post has made me think about things and if not now, then when? I'm going to take a leep of faith and do it. I drew up my retirement letter this morning but before I submit it, I want to get my ducks in a order with Medicare, etc. I'm shooting for August 8th as my last day.

drizzellla · ‎03-14-2010

I look at what my Dad went through and I didn't think twice about not retiring.

My Dad kept himself in good shape. He rode his stationary bike everyday - if he wasn't riding his bike in local parks and trails. He was determined to ride his bike through England and Wales when he retired. So he wanted to make sure he was in shape.

As soon as he retired, my brother and him went on their biking adventure through England and Wales. A few month later Dad came back from a 300+ mile charity event. He had a stoke in the street at the end of his driveway.

He had been retired for almost a year. He did not have the use of his right side because of the stroke. That didn't stop him but it changed his life.

Glad he retired when he did. So he got to do some of his "wish list".

AngelPuppy1 · ‎03-13-2010

@Linda0215

Good for you! I don't think you will regret your decision! Congrats on making this important decision that you have been thinking about.

"A day without sunshine is like, you know, night." - Steve Martin

JFD12 · ‎10-28-2020

So very sorry to be behind in reading all the responses!!! Thank you to everyone who replied and told their story! I appreciate every single one! Yes... I will put my papers in... mid March, and retire mid April. I loved reading everyone's stories... thank you! 💜

SilleeMee · ‎05-22-2016

I didn't have a choice. I was forced into an early 'retirement' b/c of disability in my mid-40's. I lost a lot monetarily but there was nothing I could do. So here I am at 70 and still struggling to keeps things together financially. It's been difficult to say the least. I live alone and have for over 30 years.