Community Chat

[Carmie]

@CelticCrafter   No one dips into your accounts.  These auto payment are controlled by your bank or credit union.  They send the money from your account to pay your bill.

No one can see into your accounts.  They work like a check or CC payment.

Weuse this method to pay for bills that are the same amount monthly...like health insurance or TV cable or phone bills.

If you become sick or are in the hospital when your health insurance bill come due and your insurance expires.  It is a big hassle to get it reinstated.

[rms1954]

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@Flicka13 wrote:

I've been procrastinating for the last 50 years. I'm very good at it. Luckily my husband and children are the opposite.

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You have a lot in common with my husband.  He has never done anything a day early or ahead if time.    Taxes, bills, packing to go on a trip, cleaning up piles of junk, etc.  Does not make for a good marriage when one is the opposite.  Organized and on time.

[kaydee50]

"Never do today what you can put off until tomorrow" has been my motto for many years especially when it comes to housecleaning!!

[kaydee50]

@Mindy D   Do you still write out checks and mail them??  Much safer to pay online.  DH and I have been doing it for decades with no problelms.

[LTT1]

@Mindy D @kaydee50 @monicakm @rms1954 @Carmie 

Yep! I'm procrastinating!

But slowly the Christmas mess I made is getting torn into little pieces and making its journey to the trash!

I have faith...it will get done!

[KathyM23]

@Mindy D   Yes, I have been really bad at procrastinating lately.  One of my prescriptions is going to run out a day before I can refill it as for some reason I didn't think about refilling it.

I had to mail a form by 12/31/23 to continue outside electric warranty and I was going to call them first as it used to just appear on my bill, but I put off calling them last week, was always going to do i the next day and here it is January 7, and I haven't called them nor mailed the form.  Maybe tomorrow.

Our son just stopping in a while ago and I told  him I had put off deciding wheher to go out to eat today weather wise as DH and I  usually do on Sunday and finanlly decided not to; Then I was going to wash clothes and look around for some to take to consignment to pick up my check and I did not do that either.  I was also going to do that yesterday but put it off until today.  I will do it tomorrow - maybe.

 I'm sure I have done more procrastinating lately than actually doing things the past couple weeks.  I did get a hair cut and manicure this week but was doing to do it before Christmas so I would have my red and green nails but I put that off too.

Then I decided to do nothing today, so I don't think I will procrastinate about that - I will just do it.

[Effie54]

@Mindy D  I'm right there with you! I know I have a lot to do....but it's been snowing hard here and lousy outside. Ugh. In this weather I tend to be a little unmotivated. Also as much as I love the holidays, they can burn people out. 

[Love my grandkids]

@Mindy D I'm 75 and until my early 20's this was a big problem for me. Had a wake up call when this bad habit caused me a big and I mean BIG problem on my job and almost got me fired. I learned quickly and to this day if I catch myself putting something off, I think back 50 years and "fix" it.

I pay bills online only and a couple I have set up to be paid automatically so it's no problem.

I suggest you try that. Been doing it for decades. No muss, no fuss.

[KathyM23]

@monicakm   You made me laugh too!  Loved your laughting til tears!

[Mindy D]

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@Kachina624 wrote:

@Mindy D.  If you had auto bill pay at your bank, you wouldn't even have to think about it as they do it for you.  Plus you save a ton on postage.

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@Kachina624 @I have some bills that can't be paid from the bank. I would do auto pay for the rest, but last year I kept getting changes in the addresses where some of the payments are sent to. These particular bills get paid from my bank with the bank's check. This problem usually won't apply to my bank when the payments are  paid electronically, and auto pay for them might be a good idea, however, even these had changes in their payment information and I had to go into my payment accounts and update each of the ones with changes last year.