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12-30-2018 02:17 PM
This ticks me off. I have a hot/cold water dispenser and bottles delivered. I pay a monthly fee for renting the dispenser from the same company that delivers my bottles. The kind of dispenser and bottles you see in offices. I got a notice last month that starting in January (in a couple of days) they are switching to paperless billing. They want either a credit card number to keep on file or a bank account number. There will be an additional $3 fee each month for a paper bill. Okay then, I'll just use less of the bottled water and more of the water from my faucet.
12-30-2018 02:23 PM
12-30-2018 02:24 PM
@Ms tyrion2 wrote:I get paper bills, but pay them all on line.
Same day credit for the payment and no worries about mail delays.
Yes indeed. That way, we never have to worry about a check getting lost in the mail or stuck on someone's desk. I remember several years ago, we wrote a check for our condo fee and got a letter that it was late. Well, after much back and forth and back and forth and canceling that check and paying the cancellation fee....the problem ended up being.....that someone had put a bunch of checks in her locked desk drawer....and then went on a 3 week vacation. I'm sure she intended to log in the payments and desposit the checks before she left but being human, she just forgot. Another time, I was distracted and I accidentally sent two checks in for Comcast. They wouldn't/couldn't reimburse me for the duplicate payment, they credited it to the next month but I was still ut a couple of hundred bucks. Oh, yeah. Then there was the time that we owed IRS and IRS promptly lost the check. It was just a few hundred dollars but we had to give them another check. It took many months but the IRS system did see the duplicate payment and they did reimburse us. We even had that cancelled check but they wouldn't accept that. We had to wait for the "system" to reconcile the payments. Oh my goodness, life is so much easier and safer and risk free now that we can pay everything online. Also, in the event that you need a payment history of something or proof of payment.....hit print....and you are good to go.
12-30-2018 02:26 PM
All my regularly recurring bills are on auto pay - directly to my credit card then at the end of the month, I write just one check. It's the same card I use for online purchases. It has a very low credit line - specifically as a precaution if it's ever compromised.
Besides being convenient - I get points on the card. Those points add up quickly!
12-30-2018 02:28 PM
i can't image paying bills by check in the mail. Ugh! Every bill is paid online. Everything is paid on time. I rarely write checks. I recently mailed a check in a birthday card to my nephew and had to think to remember how to write the check. I don't even have to balance a checkbook.
I dont' even like the words old fashion. To me it's antiquated and outdated.
12-30-2018 02:31 PM
@songbird wrote:i can't image paying bills by check in the mail. Ugh! Every bill is paid online. Everything is paid on time. I rarely write checks. I recently mailed a check in a birthday card to my nephew and had to think to remember how to write the check. I don't even have to balance a checkbook.
I dont' even like the words old fashion. To me it's antiquated and outdated.
@songbird- did you read my original post and the reason for it?
12-30-2018 02:39 PM
I don't even know where my checks are! I pay everything online. It's nice not to have the companies saying they didn't get my payment in time even though I always sent payment the day I got the bill. It's even better saving time writing all those checks and buying stamps. I can pay everything when I get my direct deposits and don't have to wait for a bill to come. If paying by check it still isn't assurance that someone wouldn't get you checking account information off of your checks to use online. That happens more than anyone would think. My SO, however, still sends checks and spends so much time writing them out.
12-30-2018 02:41 PM - edited 12-30-2018 03:59 PM
I pay my rent by check, my nail and hair salon too, I do not like carrying cash.
12-30-2018 02:48 PM
I prefer paying bills by check or an auto pay via credit card or checking account.
12-30-2018 02:55 PM
For 13 years I paid all my parents bills, by check, from across the country! At the same time I paid all of my own family's bills the same way; the time and postage were ridiculous! Around 2001 I switched all our bills to autopsy through our bank but I still receive paper bills which I open and address any up or down amount in them online. We also travel the world now that we are retired and imho this is the only way to go!The other advantage is that I can review all my expenses online to help with taxes (and this year we are selling a rental and this is a huge help).
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