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Honored Contributor
Posts: 44,347
Registered: ‎01-08-2011

PNC BANK WILL NOT CASH COMMERCIAL CHECKS DRAWN ON THEM!!!!!!!

[ Edited ]

Today I took a consignment check to PNC bank because it was THEIR check they were closer to me and I don't try to add activity to my account.

 

The teller told me because I didn't have an account there it would be a $10.00 charge!!!!!!!

 

I HAD TO GO IN to get my driver's license and the check back although they had NO other customers!!!!!!!!!! I may change this new consignment shop I am going to!

 
 
 
Respected Contributor
Posts: 2,258
Registered: ‎10-07-2013

Re: PNC BANK WILL NOT CASH COMMERCIAL CHECKS DROWN ON THEM!!!!!!!

Why change consignment shops?  It's not their fault.  Why punish them?  Use your own bank.  OR try another bank that my honor the check.

Honored Contributor
Posts: 14,146
Registered: ‎03-09-2010

Re: PNC BANK WILL NOT CASH COMMERCIAL CHECKS DROWN ON THEM!!!!!!!

[ Edited ]

@ECBG....It is not the fault of the consignment store..it is the bank...locally banks will not cash a check if you do not have an account with them.

It is irritating but I guess there must be a reasonable reason.

Honored Contributor
Posts: 8,039
Registered: ‎03-10-2010

Re: PNC BANK WILL NOT CASH COMMERCIAL CHECKS DROWN ON THEM!!!!!!!

This is a routine practice with many banks....

Honored Contributor
Posts: 16,969
Registered: ‎01-02-2011

Re: PNC BANK WILL NOT CASH COMMERCIAL CHECKS DROWN ON THEM!!!!!!!

What's the problem using your own bank?  

Honored Contributor
Posts: 20,648
Registered: ‎03-09-2010

Re: PNC BANK WILL NOT CASH COMMERCIAL CHECKS DROWN ON THEM!!!!!!!

I've never heard of this bank, so I'm wondering if they might be a small, regional bank.  Often, the smaller banks have more rules like that because they don't have as much behind them for protection against the possibility of fraud.

Respected Contributor
Posts: 4,026
Registered: ‎03-12-2010

Re: PNC BANK WILL NOT CASH COMMERCIAL CHECKS DRAWN ON THEM!!!!!!!

$10 is a lot. US Bank charges $5. 

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Honored Contributor
Posts: 44,347
Registered: ‎01-08-2011

Re: PNC BANK WILL NOT CASH COMMERCIAL CHECKS DROWN ON THEM!!!!!!!


@Mom2Dogs wrote:

@ECBG....It is not the fault of the consignment store..it is the bank...locally banks will not cash a check if you do not have an account with them.

It is irritating but I guess there must be a reasonable reason.


@Mom2DogsI understand what you are saying butwhen you open an account you are told how they operate.  

 

I can't believe this creates an atmosphere that will get them new personal accounts either.

Honored Contributor
Posts: 44,347
Registered: ‎01-08-2011

Re: PNC BANK WILL NOT CASH COMMERCIAL CHECKS DROWN ON THEM!!!!!!!


@tansy wrote:

What's the problem using your own bank?  


@tansy

Today I took a consignment check to PNC bank because it was THEIR check they were closer to me and I don't try to add activity to my account.

 

Honored Contributor
Posts: 20,143
Registered: ‎04-18-2012

Re: PNC BANK WILL NOT CASH COMMERCIAL CHECKS DROWN ON THEM!!!!!!!

Heck, I don't even go to the bank. I can deposit checks just by taking a photo of the front and back with my banks phone app. 

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