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06-28-2016 04:31 PM - edited 06-28-2016 04:56 PM
Today I took a consignment check to PNC bank because it was THEIR check they were closer to me and I don't try to add activity to my account.
The teller told me because I didn't have an account there it would be a $10.00 charge!!!!!!!
I HAD TO GO IN to get my driver's license and the check back although they had NO other customers!!!!!!!!!! I may change this new consignment shop I am going to!
06-28-2016 04:40 PM
Why change consignment shops? It's not their fault. Why punish them? Use your own bank. OR try another bank that my honor the check.
06-28-2016 04:48 PM - edited 06-28-2016 04:49 PM
@ECBG....It is not the fault of the consignment store..it is the bank...locally banks will not cash a check if you do not have an account with them.
It is irritating but I guess there must be a reasonable reason.
06-28-2016 04:53 PM
This is a routine practice with many banks....
06-28-2016 04:54 PM
What's the problem using your own bank?
06-28-2016 04:56 PM
I've never heard of this bank, so I'm wondering if they might be a small, regional bank. Often, the smaller banks have more rules like that because they don't have as much behind them for protection against the possibility of fraud.
06-28-2016 04:59 PM
$10 is a lot. US Bank charges $5.
06-28-2016 04:59 PM
@Mom2Dogs wrote:@ECBG....It is not the fault of the consignment store..it is the bank...locally banks will not cash a check if you do not have an account with them.
It is irritating but I guess there must be a reasonable reason.
@Mom2DogsI understand what you are saying butwhen you open an account you are told how they operate.
I can't believe this creates an atmosphere that will get them new personal accounts either.
06-28-2016 05:00 PM
06-28-2016 05:01 PM
Heck, I don't even go to the bank. I can deposit checks just by taking a photo of the front and back with my banks phone app.
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