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09-25-2024 11:43 AM
There was a massive data breach that affects a third of the population. Be aware!
09-25-2024 11:59 AM
Thank you for making us aware of this data breach!
09-25-2024 12:04 PM
Well, good luck to us all for getting a human on 2 of the credit bureaus to freeze or unfreeze and no I wouldn't do it online as wasn't it equifax that had it's own breach several years ago. Jeez!
Ridiculous. I guess the cyber world we live in these days
09-25-2024 12:16 PM
I have so many free credit monitoring services from all the people who lost my information, it's not funny.
I refused a few years ago to fill out paperwork for bi-annual background checks all of sudden required with my employer. Not doing it. Fire me.
If you don't trust me after 20 years, I don't know what to tell the ivory tower, but I am not giving a company I've never heard of my most sensitive info to check and see if I am a thief.
I just had to put a fraud alert on my credit reports (again!) for the National Public data breach.
If you can get one to accept it, which was pretty easy online, Equifax or whoever you pick first, will automatically notify the other two. The fraud alert is good for a year until you have to renew it.
09-25-2024 12:28 PM
No surprise, at all. Massive data breaches are common, now.
I've been battling a hack that happened through my credit union over a year ago. They got everything. My info has traveled far out of the country, too. It has been unmerciful, fighting to keep control. It's been daily checking and changing info for over a year.
You can lock down everything, but once into your business, they'll figure out how to bypass it, in no time. It's not only electronic intrusions, I actually fear for my personal safety, as well, since these thieves got far too many personal stats that could invite some nasty thugs.
Robbing seniors is a joy ride for these folks and many fall for their phishing attempts, or fake sites that look legit. If they can be this good, why can't our greater minds, find these people, and drop the hammer on them. I would be for NO mercy.
But, all we hear is, 'oh, it happens, make out a report.' These reports go into dead files. Businesses will give you a obligatory contact for monitoring, with lists of all YOU have to do for your OWN protection. Would've been nice, if they protected us in the first place. Basically you're on your own. And, if your identity is stolen, you're toast!
09-25-2024 12:44 PM - edited 09-25-2024 12:45 PM
After a massive credit breach years ago, I decided to freeze our credit. I used LifeLock for a year but didn't think it wasn't worth it.
It is maddening that law enforcement does not seem to be making this a priority.
09-25-2024 12:45 PM
As a young senior I've noticed all the spam and theose wanting money for this or that. They are frauds.
I shouldn't have to be always onthe lookout for this sort of thing as the institutions who are supposed to gurad our info really should do so.
I was called yesterday by a male who warned me that I had a lien on something that I don't own a thing on. He threatened some legal action could be taken. Shameless.
Who gives birth and raises these kind of people.
09-25-2024 12:57 PM
@tansy wrote:After a massive credit breach years ago, I decided to freeze our credit. I used LifeLock for a year but didn't think it wasn't worth it.
It is maddening that law enforcement does not seem to be making this a priority.
I did the same. They stay frozen unless they're something we need to unfreeze them for. I think it's the best way to go.
09-25-2024 01:00 PM
I have scammers sending me emails about every 3 days with a different name on them. I don't even open them since I know it's a scam. These are all coming from the same place. In the subject line all of them have my first & last name, full address & home phone number that we no longer have. I still use it when someone online asks for my number. I'm not giving my cell # to anyone. I don't get any scams on it yet?
I guess I need to freeze our accounts instead of waiting until something happens.
My info is out there No Thanks to the hospital?
Since we signed up to Medicare & SS our info is all over the place. So much for keeping it safe?
It costs money for security so I don't see them making any changes?
09-25-2024 01:58 PM
By the way, the newest scam making the rounds is someone obviously pulling up your employer's personnel information on the web and contacting HR as you and asking to switch your paycheck's direct deposit to another bank account (not yours).
I handle our company's payroll and, unless you know the employee's personal email, it's really easy to fall for it and you the actual person would never know unless your HR department or person gave you the courtesy of letting you know they switched the bank account for your paycheck to be deposited into.
Our payroll software actually requires employees changing a bank deposit to do it under their own login online so even those of us who do payroll can't make the switch for them.
But if you or anyone you know can go to HR and request a direct deposit change be done for them, you may want to let them know to alert their HR people to never switch your deposit info without contacting you first.
I've filed two reports with the government and email providers for fraud and phishing so far. The best was me finally saying sure give me your bank information and they did.
If I was thief like them, I could have used that bank account info to go on my very own shopping spree.
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