Community Chat

[sunala]

Not that EZ pays are a bad thing, they're just not for me. I purchased quite a few items for the holiday season, many of which were on 4 or 5 EZ pays. Some of them were inexpensive, so the monthly payments were very low. I returned some of the items, and now my credit card is a mess! 

I keep trying to keep track of what they are charging me and what they are crediting my account, but it's a big ugly mess. I even went so far as making up a chart to figure out the payments, what they deducted and what they're crediting. It's so confusing it's making my eyes spin 

From now on, I'll pay for the item without the payments. I'll be better off. 

[september]

When I order something now, I check to make sure it WON'T be on easy pay.  I don't want to spend 3-4 months paying for something, especially when it's a $20 item!  

[Lindaj46]

Sunala, I agree! Sounds like a mess. That would drive me nuts. Hope it all turns out okay for you in the end.Sounds like you have a handle on it. 

[nana59]

Know exactly how you feel!  I remember being able to pay off ez pays early on one of the other shopping channels cause it was driving me crazy!  Maybe you should call CS and see if that is an option....

[SunValley]

You can go to your orders page, choose the easy pay tab, then edit each item to pay the balance remaining and even switch to another card.

I returned two easy pay items and rather than showing the total amount refunded for each item, my statement reflected each easy pay refunded. I agree, it is confusing if you return multiple items.

[Sister Golden Hair]

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@nana59 wrote:

Know exactly how you feel!  I remember being able to pay off ez pays early on one of the other shopping channels cause it was driving me crazy!  Maybe you should call CS and see if that is an option....

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@nana59 Yes, you can always pay the amount that is left on a product.

I like easy pay but just one or two items at a time.

[ECBG]

Did you know you can look up your easy pays under "My Account"?

[SurferWife]

I never use easy pay. I just pay for it and I'm done.

[mimilucy]

I also have found EZ pay to be more confusing to use than not. Therefore , I only use it for one item , if that , and only if it is very expensive. Everything else I purchase from Q , I charge the entire amount and then pay off in full. It just works for me.

[insomniac]

I'm on a limited income, and EZ Pay allows me to buy items I want, but cannot afford to pay for upfront. And this works for me.