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Honored Contributor
Posts: 13,562
Registered: ‎03-09-2010

Equifax data beach settlement check

More than 2 years ago,  quite a bit more than 2 years ago, while my husband was still alive, we were informed (have no idea how, it's been quite awhile) that there was a class action suit because of an Equifax data breach.  

So, I filed a claim for each of us, cause why not.  And that was the end of that.  A year ago I shredded the paperwork I had because I never heard anything further.

 

My postal informed delivery thing this morning showed that I had 2 pieces of mail coming from the settlement.  I thought oh no, how will I cash my husband's check?  He is deceased and his estate has been closed.  All morning when I was running errands that was on my mind a little.  I mean not worried certainly, just in my mind.

Well, no problem.  I just got home, got the mail and each of us received a check for $5.21.  So this will be easy.  I will cash mine and shred his.  His estate is closed, his estate bank account is closed and he is not on my accounts any longer so no way to cash it.  


Why is it, when I have a 50/50 guess at something, I'm always 100% wrong?
Honored Contributor
Posts: 77,984
Registered: ‎03-10-2010

Re: Equifax data beach settlement check

Whee!  You'll have to plan a shopping spree.

 

Only the attorneys get rich on class-action lawsuits.

New Mexico☀️Land Of Enchantment
Respected Contributor
Posts: 2,046
Registered: ‎09-10-2020

Re: Equifax data beach settlement check

[ Edited ]

My mom gets a dividend check every year from an electric co-op they used when I was growing up. The check is in my dad's name and she deposits it into her account and has never had an issue. My dad has been dead for 30 years.

Respected Contributor
Posts: 3,014
Registered: ‎06-27-2010

Re: Equifax data beach settlement check

I got the same $5.21 check, lol.  

 

There's a possibility you might just be able to deposit it.  I received a few checks after my dad passed and everything was closed.  I just signed the back and deposited online with no issue.  

Honored Contributor
Posts: 16,582
Registered: ‎03-09-2010

Re: Equifax data beach settlement check

@gidgetgh   I'd ask at my bank if there's a way you can get that "windfall."   

Respected Contributor
Posts: 3,711
Registered: ‎03-09-2010

Re: Equifax data beach settlement check

[ Edited ]

Same here! At one time, the proposed settlement was supposed to be about $120 per person. I was so excited when I saw that I had a PayPal deposit from the settlement, but underwhelmed when I saw the whopping $5.21. 🙄

 

PS...take your husband's check to the bank to see if they would deposit it in your account. The worst that can happen is that they'll tell you that they can't. You might as well have that $5 as to not. Heck...that would buy a dozen eggs! 🥚😆

Honored Contributor
Posts: 77,984
Registered: ‎03-10-2010

Re: Equifax data beach settlement check

I'd endorse the check with my name and deposit without asking.  I bet nothing is ever said or noticed.

New Mexico☀️Land Of Enchantment
Honored Contributor
Posts: 26,496
Registered: ‎10-03-2011

Re: Equifax data beach settlement check

Try to cash his too so you can splurge on some eggs. 😉

Trusted Contributor
Posts: 1,832
Registered: ‎03-13-2010

Re: Equifax data beach settlement check

@gidgetgh,

I also got a check for $5.21.  Woman Tongue

Respected Contributor
Posts: 2,846
Registered: ‎09-07-2014

Re: Equifax data beach settlement check

Kachina is 100% correct, the attorney's got the difference of the $120 @Ainhisg you expected to receive.