Community Chat

[corita]

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@Jordan2 wrote:

To check if your info was compromised, they ask for the last 6 digits of your social security number. Is it safe to give them the last 6 digit, that's what's holding me back from checking?

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      That is what stopped me from checking.  Thought they asked for too much personal info....

      And the report about "everyone" who checked got a positive "you are compromised" answer!!

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[noodleann]

Here's a link to a PDF from Equifax that provides rates for freezes and related services by state.

https://tinyurl.com/y9m49pvb

Some states offer free freezes to people over 65.

In the face of this breach, there should be no fees at all for anyone, IMO.

[deepwaterdotter]

Are freezes permanent after the initial payment, or must they be renewed after a specified period of time?

[Elom]

Don't think anyone should pay this Company. They are at fault. Funny any news about this has been buried.

[tansy]

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@deepwaterdotter wrote:

Are freezes permanent after the initial payment, or must they be renewed after a specified period of time?

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The three I placed indicated they were permanent unless I requested an account to be unfrozen.  

I am 65 so maybe that's why I wasn't charged any fees.  

[tansy]

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@Limbo4now wrote:

Don't think anyone should pay this Company. They are at fault. Funny any news about this has been buried.

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All news has been buried under the hurricane coverage:/

[SaRina]

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@deepwaterdotter wrote:

Are freezes permanent after the initial payment, or must they be renewed after a specified period of time?

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@deepwaterdotter, freezes are "permanent" until you unfreeze it. There is no time limit on freezing/unfreezing. Freezing and unfreezing fees depend entirely on the state you live in so you need to check your state's specs.

In my state, initial freezing of the 3 accounts cost me nothing. If I need to unfreeze them for a specific purpose, there is an approximate $5.00 fee for each of the 3 agencies, total $15. When I decide to freeze them again, it's the same $5.00 fee for each of the 3 agencies, total $15... and on and on, for as many times as I might need to do this. I noticed an option to unfreeze my accounts permanently if I choose to do so, although I don't know the difference between doing that and just leaving it in an unfrozen state....

[JustJazzmom]

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@tansy wrote:

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@deepwaterdotter wrote:

Are freezes permanent after the initial payment, or must they be renewed after a specified period of time?

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The three I placed indicated they were permanent unless I requested an account to be unfrozen.  

I am 65 so maybe that's why I wasn't charged any fees.  

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Fees are set by each state (yes or no fee).

[Elom]

Tansy I agree the hurricane has top priority and I hope this is addressed and isn't old news. Not just a "We are sorry"

[SeaMaiden]

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@tansy wrote:

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@JustJazzmom wrote:

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@lulu2 wrote:

@JustJazzmom

The link does not contain the article.

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https://www.nytimes.com/2017/09/08/your-money/identity-theft/equifaxs-instructions-are-confusing-her...

This one should work.

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I just froze my credit online using this link with the big three credit bureaus.  Very annoying that I had the most snafus with Equifax😏

I need to repeat the process with my husband's info and check on that fourth bureau.

@SeaMaiden -- FYI, I wasn't asked for any payment to do this.

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@tansy  Thank you for that correction....I understood that you were charged a fee to freeze your account as well as to pause and or unfreeze it.  Thanks for the link!