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09-07-2017 09:08 PM
The equifax site says:
To determine if your personal information may have been impacted by this incident, please follow the below steps:
Based on the sentence in boldface, it would seem folks who got an invitation to enroll are not necessarily impacted by the hack.
09-07-2017 09:10 PM
DH & I both checked.He was given a date of 9/12 .I was told I might have been hacked & was told to begin the sign up process,which I did.I now have to wait a few days for an e mail with a link to complete sign up.
Our info was hacked a couple of years ago.Someone actually attempted to file our income taxes & claim our refund. Except that year was the first year we actually owed money.. The IRS alerted us by mail.It was a big mess!! There have also been several incidents of unauthorized use of our credit card #'s.
We currently have alerts on our credit reports.A lot of good that does with the latest hack of Equifax!!
It seems that no matter what you do you're still exposed!
There is absolutely no getting around it.Our entire economy evolves around computers & the internet. No matter how careful we are we have no control over all the businesses etc. that we interact with.Therein lies the problem.We are stuck with it.This unfortunately is the new normal!! God help us!!
09-07-2017 09:27 PM
@dooBdoo wrote:
This won't provide comfort to anyone, but beyond the valid concerns already expressed in this thread I'll add a few more.
The link to check to see if our account was impacted is operated by a 3rd-party site.
It tells us little or nothing and it simply tries to direct us to enroll with TrustedID -- a company owned by Equifax, the very business that permitted the problem to happen and did not inform the public immediately.
The TrustedID Premier terms of use appear to contain an agreement to waive rights to participate in a class action suit against Equifax. So, if you choose to enroll please review the terms of use very carefully first.
If all this isn't sketchy enough, the site Equifax directs us to use to see if we've been impacted has a certificate that appears not to be completely secure.
This hack is a significant problem -- approximately 44 percent of the population in the U.S. has been affected. And it appears to have been, and is being, managed poorly to say the least. This is alarming.
Please. Be very, very careful before following the path Equifax is asking us to use.
Equifax if full of it! They committed this grave error and they should let people know period if they were affected. It seems to me they are using this breach as a way to get more customers! How vile. As tor signing away my right to join a class action lawsuit? A pox on you, Equifax!
09-07-2017 09:31 PM
@ElvisShops wrote:
@SaRina wrote:
@SahmIam wrote:As usual, those with the knowledge and money will do whatever they can to keep their money. And people wonder why more and more of society wants to see the high and mighty fall...
I entered my info and was told my info was compromised. Ah well. My info has been hacked due to BCBS, the government and so many other places that supposedly was keeping it safe...what's one more place?
@Sahmlam, so what do you do to keep your finances safe?.... if you don't mind my asking.
@Sahmlam, did your message say specifically that you had been hacked or did it give you an enrollment date? I got an enrollment date.
Both. Legally. I use my maiden name (never changed it when I married). Under that name and SS, it comes up "I am enrolled blah blah blah" for the free coverage. That tells me I was most likely NOT hacked under that name/info.
HOWEVER, when I type in my married name and SS, it comes up, "We're sorry, it appears your info has been compromised" and then I can enroll by such and such date. The married name comes up on my credit check as we use those that on health care coverage via my husband (it's easier to simply use his last name) and some credit cards have it listed along with my maiden name (Jane Smith Jones). The fact that my MARRIED name was hacked doesn't surprise me because of all the other hacks where our info was stolen courtesy of my husbands' employer and who he works with/under (government agencies). So....long story short, there is chance that because of THOSE hacks, that is why I'm getting the message my info was comprised. It may have nothing to do with the current situation but the ones that have already happened. Who knows.
Does that make sense?
09-07-2017 09:33 PM
@FrostyBabe1 wrote:
@tansy wrote:I was given a date of 9/12/17 to enroll. The site said there will be no reminders
That's what I got as well.
I'm not going to sign up for their free year. All the hackers need to do is wait for a year and then have at it. I already have credit monitoring/fraud alerts/identity theft protection through one of my AMEX cards. My Discover card will alert me if my SSN shows up somewhere it doesn't belong. If I get the written notice than I've been affected, I'll freeze my credit reports. The ONLY credit I might possibly apply for in the next 5 years is a car loan and if I want to do that, I'll have the freeze temporarily lifted.
I'm going to check out other options, @FrostyBabe1. I tried to freeze my credit once before but it was a difficult process and I ultimately gave up.
09-07-2017 09:35 PM
@dooBdoo wrote:
This won't provide comfort to anyone, but beyond the valid concerns already expressed in this thread I'll add a few more.
The link to check to see if our account was impacted is operated by a 3rd-party site.
It tells us little or nothing and it simply tries to direct us to enroll with TrustedID -- a company owned by Equifax, the very business that permitted the problem to happen and did not inform the public immediately.
The TrustedID Premier terms of use appear to contain an agreement to waive rights to participate in a class action suit against Equifax. So, if you choose to enroll please review the terms of use very carefully first.
If all this isn't sketchy enough, the 3rd-party "special website" Equifax wants us to use to see if our personal info has been impacted has a certificate that appears not to be completely secure.
This hack is a significant problem -- approximately 44 percent of the population in the U.S. has been affected. And it appears to have been, and is being, managed poorly to say the least. This is alarming.
Please. Be very, very careful before following the path Equifax is asking us to use. (eta: @momtochloe)
Thanks for alerting us to this @dooBdoo
09-07-2017 09:35 PM - edited 09-07-2017 10:45 PM
on the bay wrote:I just heard this too but to find out if you were hacked you need to enter the LAST 6 digits of your SS!
considering that so many have already been hacked on a monitoring system that is supposed to protect us, I just can't trust entering any more info!
I did read that Equifax will also notify those by mail who have been compromised.
Is the phone number an automated call? If so, I don't even want to do that!
I'll wait for the letter if there will be one.
Excellent post, @on the bay. I'd hesitate before using the link or enrolling in the Equifax-owned TrustedID Premier "protection" plan and agreeing to their terms of service without doing more research first, for reasons detailed in my previous post. This is my personal opinion.
09-07-2017 09:37 PM
KittyLouWhoToo wrote:No, mtc, nothing is safe in this day and age.
And I don't think I'd trust the website to tell you what you need to know, either.
Sorry, I know. I'm Bummer Kitty.
I beg to differ with the "Bummer Kitty" moniker! Smart Kitty!
09-07-2017 09:37 PM
@dooBdoo, the information you provided is eye-opening and very alarming. May I ask where you got that info?
Interestingly, I just ordered a free credit report, which I had been meaning to keep up with every 4 months from each credit agency, but have neglected it. The agency sites seem to be different from the last time I visited them in that they seem to be more confusing and seem to point you in the direction of signing up for their security program, which you have to pay for. So now that you've mentioned this third party, I am not going to enroll in this supposedly complimentary security program with Equifax. I don't trust them or their practices. Thank you.
09-07-2017 09:38 PM
@dooBdoo wrote:
This won't provide comfort to anyone, but beyond the valid concerns already expressed in this thread I'll add a few more.
The link to check to see if our account was impacted is operated by a 3rd-party site.
It tells us little or nothing and it simply tries to direct us to enroll with TrustedID -- a company owned by Equifax, the very business that permitted the problem to happen and did not inform the public immediately.
The TrustedID Premier terms of use appear to contain an agreement to waive rights to participate in a class action suit against Equifax. So, if you choose to enroll please review the terms of use very carefully first.
If all this isn't sketchy enough, the 3rd-party "special website" Equifax wants us to use to see if our personal info has been impacted has a certificate that appears not to be completely secure.
This hack is a significant problem -- approximately 44 percent of the population in the U.S. has been affected. And it appears to have been, and is being, managed poorly to say the least. This is alarming.
Please. Be very, very careful before following the path Equifax is asking us to use. (eta: @momtochloe)
Oh goodness @dooBdoo as if I didn't love you enough thank you so, so much for sharing your knowledge! I guess I'll take that reminder off of my calendar to sign up for that Premier service . . . good grief do these people have no shame at all? Again, thank you so much my friend! ![]()
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