Easy Pay Enticement? - Page 4

mousiegirl · ‎03-09-2010

@Patsy06 I like easy pay so when an item I have on my wish list goes on easy pay, I buy it.

sunshine45 · ‎03-09-2010

i would rather have free shipping, but the easy pay DOES make it enticing for me sometiems, especially if i want to use my debit card.

for example, if i have been wanting a $200 item and it is on 4 easy payments, only $50 will come out of my bank account instead of the full $200. that way, if i decide i dont like i have not put that much money towards it yet. i then just have to wait for a $50 refund. if i DO like it, i dont have to keep it on easy pay. i can go in and pay the rest off.

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"The world is a dangerous place, not because of those who do evil, but because of those who look on and do nothing." - Albert Einstein

millieshops · ‎03-09-2010

@SeaMaiden I don’t agree that its a scam. It cheats no one.

I do think shoppers have responsibility to keep track of their spending whether they take advantage of easy. Pay or supposedly free shipping or coupons or any other gimmick. None of them are scams in my mind.

aroc3435 · ‎09-30-2010

@millieshops I don't think there is any "scam" going on and easy pay is simply a sales incentive. Sometimes I avail myself of it and sometimes I don't.

Plus I avoid buying things unless I'm pretty sure I will like and use them. Clothing and shoes are the trickiest for me and some purchases I've liked better than others but I've actually never returned anything to QVC and very little to other vendors, including brick and mortar establishments.

The Q sent an incorrect food item a couple of years ago but they quickly corrected the shipper's error and I got the correct item quickly and reimbursement for the incorrect item.

Carmie · ‎10-25-2010

Easy pay doesn't excite me. I don't like to have to worry about paying a bill every month for five or six months on anything. I have used it a few times, but not fond of it.

I'd rather just pay for it outright. If I can't, I don't really need it and can do without. QVC doesn't really sell anything that I absolutely have to own.

ChancesMom · ‎10-18-2010

Easy Pay can get you in a lot of trouble. I know - end up with a few hundred per month on EP. Also Q claims it is interest fee - but it is built in to the price. Q does not offer competitive prices.

I just do not like the direction Q has chosen. So many TSV's each day - they are no longer "special." Also, they seem to be sellinf everything and anything-like Amazon.

shortbreadlover · ‎06-25-2018

and easy pay is a greatr way to dig a deep debt hole. I have a rule, if i can't afford to paay it off when the bill comesdue, then i do not need it. too many people buy when they shouldn't and use easy pay. then they never getit paid off.

shortbreadlover · ‎06-25-2018

and easy pay is a greatr way to dig a deep debt hole. I have a rule, if i can't afford to paay it off when the bill comesdue, then i do not need it. too many people buy when they shouldn't and use easy pay. then they never getit paid off.

qvcfreak · ‎03-10-2010

I do use easy pay but I limit myself to two. Which means I only buy about 2 - 3 items a year. I bought one gift for my son in December and I bought the 2.7 mm Jai bracelet in January for me.

NYC Susan · ‎03-13-2010

@Krimpette wrote:
I've never used easy pay and likely never wlll. If I can't pay it all at once, I don't buy it. Just my way of shopping.

Me too. I don't see it as any kind of incentive. I look at the total price (including shipping and whatever else), and I decide if it's worth that price. If it is, I buy it. If not, I don't. Stretching out payments has zero appeal to me.

I remember years ago receiving a birthday card from QVC with "a special gift" that turned out to be an EZ Pay offer. Not really a gift at all since they get paid in full. I so much would rather have had free shipping or something like that. EZ Pay was useless to me then, and it still would be now.