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Honored Contributor
Posts: 14,291
Registered: ‎03-16-2010

Don't Pay For Your Covid-19 Test

So I had cataract surgery on June 17. I went to CityMD to get a Covid-19 nasal swab test. I went in network, was assured by both the urgent care center and my health insurance plan ( I pay for it from New York state Marketplace) there would be no cost to me. My governor has also stated anyone can be tested for free. I got this from a website "Coronavirus Aid, Relief, and Economic Security (CARES) ACT says commercial health insurance plans must cover Covid-19 testing without imposing any cost sharing on enrollees." So to my surprise I get an EOB saying I owe $ 70. I called and was told I owe a $70 copay. I was livid, the customer service rep said she would flag it to be looked at. They sent me an email yesterday, this was an error, they are rectifying it, I owe nothing. So do not let your health insurance try to get payment from you for a Covid-19 test.

Honored Contributor
Posts: 10,746
Registered: ‎01-19-2015

Re: Don't Pay For Your Covid-19 Test

@Jordan2 : Kudos to you for fighting the charge. I hate to think that some insurance companies would deliberately bill for this, thinking that they could get away with it. In many instances they probably do! Woman Frustrated

~~Be careful when you follow the masses. Sometimes the 'm' is silent.~~
QVC Customer Care
Posts: 2,920
Registered: ‎06-14-2015

Re: Don't Pay For Your Covid-19 Test

This post has been removed by QVC because it is political

Honored Contributor
Posts: 11,107
Registered: ‎06-19-2010

Re: Don't Pay For Your Covid-19 Test

@Jordan2, from numbers one to ten with ten being the worst, what was the discomfort level?  I've seen it done and it makes be cringe.

“You can’t wait until life isn’t hard anymore to be happy”. (By Nightbirde, singer of the song, It’s Ok)
Esteemed Contributor
Posts: 7,177
Registered: ‎03-09-2010

Re: Don't Pay For Your Covid-19 Test

Get it in writing. 

My religion is very simple. My religion is kindness ~ Dalai Lama XIV

When the power of love overcomes the love of power, the world will know peace ~ Jimi Hendrix
Honored Contributor
Posts: 14,291
Registered: ‎03-16-2010

Re: Don't Pay For Your Covid-19 Test

[ Edited ]

@Mmsfoxxie wrote:

@Jordan2, from numbers one to ten with ten being the worst, what was the discomfort level?  I've seen it done and it makes be cringe.


@MmsfoxxieI have a high tolerance for pain. It was uncomfortable but it is over quickly. I have a deviated septum in my right nostril, I should have mentioned it, he tried the right side then had to go left! I joked with the doctor if the swab would come out my ear, he said just about!

Esteemed Contributor
Posts: 6,428
Registered: ‎04-20-2013

Re: Don't Pay For Your Covid-19 Test

The nasal swab isn’t painful and over quickly. In our state you can get a sputum test which just involves spitting into a cup. If you go to your States website, you should be able to find testing sites. All COVID-19 tests including antibodies are free. Quest has a $10 charge for physician oversight if you self order. The fee is not reimbursable. Many urgent care centers do Covid 19 and antibody testing free. That’s how it goes in NJ