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08-22-2018 08:31 PM
@ccassaday wrote:The biggest problem is if the debit card is hacked and used what if you had bills coming out and all the bills bounced because your checking got drained. That would be a nightmare.
i don’t have a credit card. I have a chase liquid card which is a reloadable visa card. When I make purchases I go online before and transfer money out of my savings on to it. IT has a fee of 4.95 a month but it is well worth it since I don’t have a CC.
@ccassaday Why not have at least one CC? They cost you nothing, pay it off in full each month....get reward points for using it ...like free money. $4.95 a month is over $50 a year that you would not have to pay using a credit card like Discover.
09-09-2018 04:01 PM
never thought of that...sounds like a good idea.
09-09-2018 04:03 PM
grocery shopping is the only place I use my bank debit card too.
09-09-2018 04:09 PM
@MsCatLuver I have used it many times on line and have never had a problem. I guess you can never say never, but I am comfortable using it.
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