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Posts: 1,260
Registered: ‎03-21-2010

Dave Ramsey's 12 Days of Christmas specials

If anyone is interested, Dave Ramsey has the 12 days of Christmas specials on his website. I just bought the deluxe envelopes and can't wait to start using them. I spend too much with debit cards, I am starting cash only in January and doing a strict budget!

If you sign up, you will get an e-mail letting you know the daily specials, they change daily.

Deb