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Esteemed Contributor
Posts: 6,454
Registered: ‎01-13-2013

Re: Could You live Without any credit cards

Of course...why not?

We don't use credit cards.

We have one credit card for "emergencies;" it's a bank cc and we've never used it.

Valued Contributor
Posts: 553
Registered: ‎08-31-2015

Re: Could You live Without any credit cards

Unfortunately credit cards are also necessary to build or maintain your credit score.  

Esteemed Contributor
Posts: 7,902
Registered: ‎03-09-2010

Re: Could You live Without any credit cards

No, I like the convenience.

Esteemed Contributor
Posts: 5,789
Registered: ‎03-11-2010

Re: Could You live Without any credit cards

LUVNLIFE: Why do you need a credit score?

Later for you
Respected Contributor
Posts: 2,135
Registered: ‎03-09-2010

Re: Could You live Without any credit cards

I could, but why would I want to?

 


'I refuse to engage in a battle of wits with an unarmed man'.......Unknown
Honored Contributor
Posts: 8,087
Registered: ‎11-16-2014

Re: Could You live Without any credit cards

A credit score is necessary if you need home insurance and auto insurance. If you are applying for a job, you need a credit score.

Respected Contributor
Posts: 4,888
Registered: ‎04-14-2013

Re: Could You live Without any credit cards

I could, I guess, if I had to.  Have no need nor desire to, though.

 

 

Birds are time, flying
Honored Contributor
Posts: 11,597
Registered: ‎08-22-2013

Re: Could You live Without any credit cards

I could, but it's so convenient to pay with a card and I get cash back.

Respected Contributor
Posts: 2,150
Registered: ‎09-15-2016

Re: Could You live Without any credit cards

[ Edited ]

I could do cash but won't, you need a cc to rent a car & a hotel room & they help build a good credit score that effects car insurance, mortgage rates & more. Paying the entire balance off every month isn't good for your score either, I have 3 cc's  & keep small balaces on 2 for several months a year then make the monthly payments early before paying them off, the 3rd I use for most purchases since it has great cash back & it's paid off every month. I've worked hard to build a my credit score over 800 since I've lost my pension & will have to sell my home, you need a high score to be considered for a place with reasonable rent where I live.

Honored Contributor
Posts: 15,792
Registered: ‎03-10-2010

Re: Could You live Without any credit cards

Not really.  Could I live without credit a credit card supplies?  Yes.  But without a credit history or a card it would be impossible to live the life I live.