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03-12-2018 05:26 PM
How would one shop online without a cc?? Granted there are still money orders and personal or bank checks but those are a hassel.
We do pay cash when shopping in person.
The time is coming when cash will be obsolete anyway, so some type of card for shopping will be needed.
03-12-2018 05:33 PM
If this was the 1970’s, I could live without credit cards, as my husband and I were married nearly 10 years before we had any. We only have 2 cards, because we must use them for certain payments, such as our DirecTV bill. I do not believe you can get by without at least 1 or 2 cards.
Even my 83 year old mother needed to get a credit card after my dad passed!
03-12-2018 05:44 PM
What a good topic!
Yes I could, however, I choose to use them. I did recently see a sign in my doctor's office that they will no longer accept cash for payment or checks, I would be screwed if I only had cash to pay.
03-12-2018 05:44 PM
My co-pays on my meds can run over $500.00 a month. I would need to go to the bank make a cash withdrawal, waste gas and never mind losing the rewards on my Am-Ex. Paying everything monthly, I use credit cards to our advantage. Convenience and rewards...last year got back more than $800.00 on one card where they give you 75% more if you deposit your cash rewards into your savings or checking account.
Going back to cash? Never...
03-12-2018 05:44 PM - edited 03-12-2018 05:45 PM
yes until I learned about "cash reward" cards here.
I always used cash or my debit. I switched to a cc and pay everything with it & pay it off every month. It was nice to get that check in the mail and put it towards something I wanted.
But, i could live without using daily yet need it for booking airlines, renting car, etc.
03-12-2018 05:48 PM
No. I need/want one for unexpected expenses - car/home repairs, etc. Also, I'm on a specialty medication that is very expensive at the beginning of the year until I reach my deductible, so I have to charge it.
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