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Esteemed Contributor
Posts: 7,651
Registered: ‎06-17-2015

Re: Could You live Without any credit cards

How would one shop online without a cc??  Granted there are still money orders and personal or bank checks but those are a hassel.

 

We do pay cash when shopping in person. 

 

The time is coming when cash will be obsolete anyway, so some type of card for shopping will be needed.

" On the last day of the world I would want to plant a tree." -W.S. Merwin
Trusted Contributor
Posts: 1,084
Registered: ‎11-21-2011

Re: Could You live Without any credit cards

I could and actually do. Can't live without the debit card though.

Esteemed Contributor
Posts: 5,833
Registered: ‎03-11-2010

Re: Could You live Without any credit cards

That thing about renting a car:check w/Dave Ramsey.

Later for you
Honored Contributor
Posts: 8,823
Registered: ‎09-01-2010

Re: Could You live Without any credit cards

If this was the 1970’s, I could live without credit cards, as my husband and I were married nearly 10 years before we had any.    We only have 2 cards, because we must use them for certain payments, such as our DirecTV bill.   I do not believe you can get by without at least 1 or  2 cards.

 

Even my 83 year old mother needed to get a credit card after my dad passed!  

Esteemed Contributor
Posts: 5,833
Registered: ‎03-11-2010

Re: Could You live Without any credit cards

Ramsey says a debit card will work for renting a car. I really do not know.

Later for you
Esteemed Contributor
Posts: 5,411
Registered: ‎03-09-2010

Re: Could You live Without any credit cards

As of right now, yes we could.

 

We have no immediate plans to travel, rent a car or make a major purchase.

Frequent Contributor
Posts: 117
Registered: ‎01-07-2011

Re: Could You live Without any credit cards

What a good topic!  

 

Yes I could, however, I choose to use them. I did recently see a sign in my doctor's office that they will no longer accept cash for payment or checks, I would be screwed if I only had cash to pay. 

 

Honored Contributor
Posts: 8,135
Registered: ‎11-16-2014

Re: Could You live Without any credit cards

My co-pays on my meds can run over $500.00 a month. I would need to go to the bank make a cash withdrawal, waste gas and never mind losing the rewards on my Am-Ex. Paying everything monthly, I use credit cards to our advantage. Convenience and rewards...last year got back more than $800.00 on one card where they give you 75% more if you deposit your cash rewards into your savings or checking account.

 

Going back to cash? Never...

Esteemed Contributor
Posts: 7,519
Registered: ‎03-09-2010

Re: Could You live Without any credit cards

[ Edited ]

yes until I learned about "cash reward" cards here.  

 

I always used cash or my debit.  I switched to a cc and pay everything with it & pay it off every month.  It was nice to get that check in the mail and put it towards something I wanted.

 

But, i could live without using daily yet need it for booking airlines, renting car, etc.

 

Trusted Contributor
Posts: 2,013
Registered: ‎09-06-2014

Re: Could You live Without any credit cards

No.  I need/want one for unexpected expenses - car/home repairs, etc.  Also, I'm on a specialty medication that is very expensive at the beginning of the year until I reach my deductible, so I have to charge it.