Stay in Touch
Get sneak previews of special offers & upcoming events delivered to your inbox.
Sign in
03-12-2018 05:55 PM
Of course...why not?
We don't use credit cards.
We have one credit card for "emergencies;" it's a bank cc and we've never used it.
03-12-2018 05:55 PM
Unfortunately credit cards are also necessary to build or maintain your credit score.
03-12-2018 05:56 PM
No, I like the convenience.
03-12-2018 05:57 PM
LUVNLIFE: Why do you need a credit score?
03-12-2018 06:02 PM
I could, but why would I want to?
03-12-2018 06:02 PM
A credit score is necessary if you need home insurance and auto insurance. If you are applying for a job, you need a credit score.
03-12-2018 06:05 PM
I could, I guess, if I had to. Have no need nor desire to, though.
03-12-2018 06:08 PM
I could, but it's so convenient to pay with a card and I get cash back.
03-12-2018 06:12 PM - edited 03-12-2018 06:15 PM
I could do cash but won't, you need a cc to rent a car & a hotel room & they help build a good credit score that effects car insurance, mortgage rates & more. Paying the entire balance off every month isn't good for your score either, I have 3 cc's & keep small balaces on 2 for several months a year then make the monthly payments early before paying them off, the 3rd I use for most purchases since it has great cash back & it's paid off every month. I've worked hard to build a my credit score over 800 since I've lost my pension & will have to sell my home, you need a high score to be considered for a place with reasonable rent where I live.
03-12-2018 06:23 PM
Not really. Could I live without credit a credit card supplies? Yes. But without a credit history or a card it would be impossible to live the life I live.
Get sneak previews of special offers & upcoming events delivered to your inbox.
*You're signing up to receive QVC promotional email.
Find recent orders, do a return or exchange, create a Wish List & more.
Privacy StatementGeneral Terms of Use
QVC is not responsible for the availability, content, security, policies, or practices of the above referenced third-party linked sites nor liable for statements, claims, opinions, or representations contained therein. QVC's Privacy Statement does not apply to these third-party web sites.
© 1995-2024 QVC, Inc. All rights reserved. | QVC, Q and the Q logo are registered service marks of ER Marks, Inc. 888-345-5788