Community Chat

[icezeus]

I have observed that more and more places, not just restaurants are starting to charge an extra fee if you use a CC. 

I use both cash and credit cards at restaurants.  I always have cash on me. I started this during the pandemic, when I started to become worried about having access to my funds.

If I am going out to lunch with my co-workers I will use my cash, normally we are not spending that much. The other day we were at a Mexican restaurant. When our separate bills came three of us took out our cash. My one co-worker who always uses a CC asks, have they always charged 4% for CC transactions. One of my co-workers said why do you think we all took out cash. Somehow she has missed this, so I guess she has not been paying attention to her bill, because they have had this policy for several months. 

This evening I am actually going out with one of my good girlfriends to a higher end restaurant. I will use a CC for my transaction, but when my bill comes I write cash on the tip line, and tip 20% to the server. 

[San Antonio Gal]

I have always had my T-mobile bill auto drafted from my Visa credit card.  Yesterday, I received a notice that if I wanted to continue to receive the auto-draft discount on my monthly bill, I needed to change the method of payment to my checking account or a debit card.   Interesting.

[icezeus]

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@San Antonio Gal wrote:

I have always had my T-mobile bill auto drafted from my Visa credit card.  Yesterday, I received a notice that if I wanted to continue to receive the auto-draft discount on my monthly bill, I needed to change the method of payment to my checking account or a debit card.   Interesting.

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@San Antonio Gal 

They really are nickel and dimeing us to death. A few weeks back we had a potluck at my job. One of my co-workers had a family emergency and would be unable to attend. She had ordered some food from a grocery store for her contribution. She asked me if I could pick it up for her and she would Zelle me the money. 

While there and checking out, I decided since I was running low on cash to get some cash back. The grocer store charged me .50 cents for the transaction. I frequently get cash back at grocery stores and have never been charged to take out money before at the register, using my debit card. 

[Trinity11]

The restaurants we eat in do not charge more for paying by credit card. However, the deli I often get my salads from does charge a 4% surcharge. Needless to say, we pay by cash there now.

[Estellee]

Cash only for me!

[San Antonio Gal]

@icezeus  - I bet other retailers will start charging a fee for cash back transactions soon!  

[JoyFilled Warrior]

When I was "coming up thru the ranks," professionally, the fee from a Customer using a Credit Card used to be considered, Accounting wise,   "Cost of Doing Business." and reporting "on the business's books," & also on Income Taxes.

Perhaps these actions is one of the many reasons why there's new gov't Act/s removing "Junk Fees,"  including, & esp on Air Travel, who seem to be "nickel & dime-ing" passenger fees, I understand..

(added)

I certainly hope that these Businesses are *not* passing on addt'l  CC fees to Customers *and* also writing it off on Taxes, as "Cost of Doing Business"    Not kewl!  (But who would know?)

[MamaWick]

@JoyFilled Warrior  I've said those exact words several times on different posts (this one included)...it's the cost of doing business.  What's next?...an additional fee for the electric bill?...the water bill?

[JoyFilled Warrior]

For the numerous Fans of "Les Miserables," (esp the Musical Play), during it's long, long run, there's a song there, whose (Nickel & Dime-ing) lyrics I'm reminded of now, called "Master of the House." 

     It's sung by this, (*smirk*)  beloved, irreverent, extremely comical & unkempt, greedy, husband & wife Inn Keeper characters,  (who have been raising Fantine's little orphan, Cosette),  while also, "Nickel & Dime-ing" any of this InnKeeper's Customers there.. 

Well worth looking up this song "Master of the House," on Youtube.  It's a hoot, at least for many who have seen the beloved "Les Miserables" Musical play!!

"Master of the House"   Lyrics (quoted)

 < snip >

     (sung by greedy Inn Keeper Husband)

"Welcome, Monsieur, sit yourself down
And meet the best innkeeper in town

As for the rest, all of them crooks:
Rooking their guests and cooking the books

Seldom do you see
Honest men like me
A gent of good intent
Who's content to be

Master of the house, doling out the charm
Ready with a handshake and an open palm
Tells a saucy tale, makes a little stir
Customers appreciate a bon-viveur

Glad to do a friend a favor
Doesn't cost me to be nice
But nothing gets you nothing
Everything has got a little price!

Master of the house, keeper of the zoo
Ready to relieve them of a s0u or two
Watering the wine, making up the weight
Pickin' up their knick-knacks when they can't see straight

Everybody loves a landlord
Everybody's b0s0m friend
I do whatever pleases
Je5u5! Won't I 81eed 'em in the end!

Master of the house, quick to catch yer eye
Never was a passerby to pass him by
Servant to the poor, butler to the great
Comforter, philosopher, and lifelong mate!

Everybody's boon companion
Everybody's chaperone
But lock up your valises
Je5u5! Won't I skin you to the bone!

Food beyond compare
Food beyond belief
Mix it in a mincer and pretend it's beef
Kidney of a horse, liver of a cat
Filling up the sausages with this and that

Residents are more than welcome
Bridal suite is occupied
Reasonable charges
Plus, some little extras on the side!
(Oh 5anta!)

Charge 'em for the lice, extra for the mice
Two percent for looking in the mirror twice (Hand it over!)
Here a little slice, there a little cut
Three percent for sleeping with the window shut

When it comes to fixing prices
There are a lot of tricks I knows
How it all increases, all those bits and pieces
Je5u5! It's amazing how it grows!

  (wife)

I used to dream that I would meet a prince
But G0d Alm1ghty, have you seen what's happened since?

Master of the house? Isn't worth my spit!
Comforter, philosopher and lifelong 5h1t!
Cunning little brain, regular Voltaire
Thinks he's quite a l0ver but there's not much there
What a cruel trick of nature landed me with such a louse
G0d knows how I've lasted living with this b45t4rd in the house!

(Husband &Wife)

Master of the house!
Master and a half!
Comforter, philosopher
Don't make me laugh!
Servant to the poor, butler to the great
Hyp0crite and t0ady and ine8riate!

Everybody bless the landlord!
Everybody bless his spouse!

Everybody raise a glass
Raise it up the master's 4rs3
Everybody raise a glass to the Master of the House!"

("Les Miserables" Play - "Master of the House"  Lyrics)

Welcome to check this song out on YouTube

~~~~~~~~~~~~~

(added)

"Les Miserables" the Musical Play is often played on PBS.  I highly, highly recommend it.

(Here's a pic of the irreverent, unkempt, audacious, greedy, InnKeeper Couple, singing the above song)

.

[FiddleDeeDee]

We've always done cash.