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05-27-2016 07:22 AM
These skimmers look so real. People wouldn't even know the difference.
I don't know what the answer is - I use cash a lot these days.
The gas station I go to a lot has a safety sticker where you swipe a credit card. It says if the sticker is tampered with, do not use the credit card swiper. I imagine it's to prevent a skimmer from being installed.
I just use cash there. I don't want to take a chance.
05-27-2016 09:23 AM
@SydneyH wrote:This is VERY common in the retail industry, not sure why some are surprised, shrugs........
Maybe some of us are not as informed as you are. Congrats.
05-27-2016 10:38 AM
@The Monkey on My Back wrote:
@pommom wrote:Would writing a check avoid the skimmers from taking info?
You're probably safe with checks.
You are even SAFER with cash. Now I hit my bank ATM for $$$ before I head out to shop. I like CASH (it's king). Sometimes I even get a discount for using it!
05-27-2016 10:53 AM
@chrystaltree wrote:
@The Monkey on My Back wrote:I'm seriously considering one of these prepaid debit cards for all of my purchases. I know my credit cards protect me from unauthorized purchases but I wonder if I will ever have to defend myself if my bank denies my claim. It would be a hassle because I would have to keep loading the card up but with stuff like this happening I might be a bit safer.
You'd be smart to do that. I did it years ago. I have a Greendot debit card, money from my paycheck is deposited on the card every month. I do all my online and shopping channel purchases with that card but I also use it at places like Walmart and the grocery store. So, if the card or the number should ever fall into nefarious hands, I wouldn't lose any serious money and it's not linked to my bank account. It's so incredibly easy, I don't know why more people don't take advantage of it. Even before I started payroll deductions, I just went to Cvs or Radio Shack to put money on it.
Quick question @chrystaltree . . . is there any guarantee if your Greendot account is hacked (as in they would replace those pilfered funds)?
05-27-2016 11:07 AM
@The Monkey on My Back wrote:
@pommom wrote:Would writing a check avoid the skimmers from taking info?
You're probably safe with checks.
Remember that your account number is at the bottom of all checks you write.....
05-27-2016 02:38 PM
@The Monkey on My Back wrote:
Maybe some of us are not as informed as you are. Congrats.
Well thank you I guess, lol. BTW, the skimmers are also used at gas pumps just in case you were unaware of this practice as well.
05-27-2016 02:54 PM
I try to use cash when I shop in person. I cash a check at the bank twice a month. I only put what I need in my pocketbook. If I misjudged, I always have my credit card. I have a different credit card I only use online. I haven't had any issues.
05-27-2016 03:01 PM
@truffle wrote:I wonder what the receipts look like from a fake card reader or does it not generate a receipt? I save my receipts and make sure I get one and if I don't, I get help from a clerk to find out why.
They aren't fake atm machines, the transactions and the receipts are legit. There's no problem with the actual atm machine. The problem is that there's a device on the atm machine that captures card numbers and passwords or the access number. The thieve then take those card numbers and passwords and make purchase or withdraw cash.
05-27-2016 03:16 PM
@silkyk wrote:
@The Monkey on My Back wrote:
@pommom wrote:Would writing a check avoid the skimmers from taking info?
You're probably safe with checks.
You are even SAFER with cash. Now I hit my bank ATM for $$$ before I head out to shop. I like CASH (it's king). Sometimes I even get a discount for using it!
Skimmers have been discovered on ATM machines.
05-27-2016 03:18 PM
@SydneyH wrote:
@The Monkey on My Back wrote:
Maybe some of us are not as informed as you are. Congrats.
Well thank you I guess, lol. BTW, the skimmers are also used at gas pumps just in case you were unaware of this practice as well.
Did you read my OP?
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