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‎05-27-2016 07:22 AM
These skimmers look so real. People wouldn't even know the difference.
I don't know what the answer is - I use cash a lot these days.
The gas station I go to a lot has a safety sticker where you swipe a credit card. It says if the sticker is tampered with, do not use the credit card swiper. I imagine it's to prevent a skimmer from being installed.
I just use cash there. I don't want to take a chance.
‎05-27-2016 09:23 AM
@SydneyH wrote:This is VERY common in the retail industry, not sure why some are surprised, shrugs........
Maybe some of us are not as informed as you are. Congrats.
‎05-27-2016 10:38 AM
@The Monkey on My Back wrote:
@pommom wrote:Would writing a check avoid the skimmers from taking info?
You're probably safe with checks.
You are even SAFER with cash. Now I hit my bank ATM for $$$ before I head out to shop. I like CASH (it's king). Sometimes I even get a discount for using it!
‎05-27-2016 10:53 AM
@chrystaltree wrote:
@The Monkey on My Back wrote:I'm seriously considering one of these prepaid debit cards for all of my purchases. I know my credit cards protect me from unauthorized purchases but I wonder if I will ever have to defend myself if my bank denies my claim. It would be a hassle because I would have to keep loading the card up but with stuff like this happening I might be a bit safer.
You'd be smart to do that. I did it years ago. I have a Greendot debit card, money from my paycheck is deposited on the card every month. I do all my online and shopping channel purchases with that card but I also use it at places like Walmart and the grocery store. So, if the card or the number should ever fall into nefarious hands, I wouldn't lose any serious money and it's not linked to my bank account. It's so incredibly easy, I don't know why more people don't take advantage of it. Even before I started payroll deductions, I just went to Cvs or Radio Shack to put money on it.
Quick question @chrystaltree . . . is there any guarantee if your Greendot account is hacked (as in they would replace those pilfered funds)?
‎05-27-2016 11:07 AM
@The Monkey on My Back wrote:
@pommom wrote:Would writing a check avoid the skimmers from taking info?
You're probably safe with checks.
Remember that your account number is at the bottom of all checks you write.....
‎05-27-2016 02:38 PM
@The Monkey on My Back wrote:
Maybe some of us are not as informed as you are. Congrats.
Well thank you I guess, lol. BTW, the skimmers are also used at gas pumps just in case you were unaware of this practice as well.
‎05-27-2016 02:54 PM
I try to use cash when I shop in person. I cash a check at the bank twice a month. I only put what I need in my pocketbook. If I misjudged, I always have my credit card. I have a different credit card I only use online. I haven't had any issues.
‎05-27-2016 03:01 PM
@truffle wrote:I wonder what the receipts look like from a fake card reader or does it not generate a receipt? I save my receipts and make sure I get one and if I don't, I get help from a clerk to find out why.
They aren't fake atm machines, the transactions and the receipts are legit. There's no problem with the actual atm machine. The problem is that there's a device on the atm machine that captures card numbers and passwords or the access number. The thieve then take those card numbers and passwords and make purchase or withdraw cash.
‎05-27-2016 03:16 PM
@silkyk wrote:
@The Monkey on My Back wrote:
@pommom wrote:Would writing a check avoid the skimmers from taking info?
You're probably safe with checks.
You are even SAFER with cash. Now I hit my bank ATM for $$$ before I head out to shop. I like CASH (it's king). Sometimes I even get a discount for using it!
Skimmers have been discovered on ATM machines.
‎05-27-2016 03:18 PM
@SydneyH wrote:
@The Monkey on My Back wrote:
Maybe some of us are not as informed as you are. Congrats.
Well thank you I guess, lol. BTW, the skimmers are also used at gas pumps just in case you were unaware of this practice as well.
Did you read my OP?
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