Community Chat

[Carmie]

I have been using PayPal forever.  I have never had issue with it.

I do get scam e-mail that wants me to sign into my account through the e-mail.  I would never do that.  

My guess is that you got such an e-mail and gave out your PayPal screen name and password by clicking on the PayPal icon attached to the e-mail.

Paypal is super safe.  Your problem was caused by user error.  You need to be careful and not fall for these scams.

NEVER sign into any financial institution through an e-mail.  More often than not, it is not legitimate.

[Tinkrbl44]

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@zitawins wrote:

I have recently been hacked through PayPal and have had to replace three credit cards because of it. Some scofflaw is trying to purchase through my account, and although my banks are on it, they keep trying. At this point, I am removing all my cards at PayPal's site and will use other means to pay for items.

It's very frustrating, primarily because PP has not acknowledged these attempts--my banks have caught the error. In addition, PP held onto a sum of money for an order that was canceled almost immediately. (A two-month ordeal of emailing them and explaining to an AI bot). It took a complaint I filed with the BBB to rectify this charge.

So, beware of these automatic pay sites.

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@zitawins 

Huh?  Have you actually SPOKEN TO A HUMAN at Paypal?  

I've always found Paypal to be one of the most secure and security conscious sites out there!

Stating above they haven't "acknowledged" seems like you emailed them, or just never bothered to call.  If you just emailed them and never followed through, they might have suspected you were attempting a scam.  (Just speculation on my part).  

If I'm wrong and you HAVE spoken to the security dept at PP, what exactly did they say?

[Tinkrbl44]

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@goldensrbest wrote:

I thought paypal was a safe method of payment.

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@goldensrbest   @zitawins 

It was the safest way to buy from sellers on Ebay, so you could make a purchase but they never had your credit card #.

[Magicrat]

I've never understood the point of having PayPal.  Just don't get it.

[LavernLuvsShoes]

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@Magicrat wrote:

I've never understood the point of having PayPal.  Just don't get it.

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It's like having a "secret" bank account that the Hubby isn't aware of. 

[beckyb1012]

Just sign in with your password to PayPal they in turn pay the retailer or send the money to whomever, then PayPay charges your credit card on the account. 

No one  but PayPal sees your financial info.  The person you are buying from does get your address for shipping the item.  That's it.

[Carmie]

@Magicrat   PayPal is a wonderful service.  You can load your CC info, your debit card info, your checking account info. You only load what you want to....don't need to load everything.

When you want to pay for something online, or accept payment from someone, the payment is made or accepted through PalPal ( PP) 

They also offer credit themselves have and easypay on every purchase that is paid through them no matter how you choose to pay.

In turn, retailers never get your financial info.  It is very helpful if you purchase through Etsy or EBay.

I  ordered a mattress for our RV through a factory in California that was over $1000.  I paid it off through PP with their easypay.  No interest charged.

I wouldn't be without it.

[Stray]

I’ve never had a problem with PayPal. I’ve disputed charges for merchandise not delivered & no issue. I feel it’s much safer than putting my CC info on a Website. I only have one CC attached to it.

[beckyb1012]

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@Stray wrote:
I’ve never had a problem with PayPal. I’ve disputed charges for merchandise not delivered & no issue. I feel it’s much safer than putting my CC info on a Website. I only have one CC attached to it.

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Me too.  It is nice to only have to update the expiration date of the same card.  Simple Simple Simple

[Suzeecat]

Years ago I had two instances of identity theft through PayPal, and stopped using it.  During Covid I had to use it to collect and pay for some things so I started using it again, and haven't had any trouble, knock on wood.  In the meantime, I had several instances where Paypal would send me an email to confirm that I was trying to change my password (I wasn't, so some scoundrel apparently was).  The instructions were that if I didn't request it, to not respond, so I didn't.  Some people say they have never had a problem with PP, but PP is the one place I have had the MOST problems!  Go figure, your results may vary.