Are You a Defensive Driver?

flickerbulb · ‎03-09-2010

I noticed on my car insurer's website that I could earn a discount if I completed a Defensive Driver course.

There were links to a couple of online courses, but I went to my state's DMV and found one there.

It cost $14.95 and it had a page of information with 8 practice questions on each page. It has a timer and it MADE you stay on the page for around 35 minutes for each section.

I am a fast reader so I just let the timer tick away. It took six hours and then you need to pass the final exam.

I called my insurance company and told them I completed the class. They immediately gave me a $56 discount for the six month policy. It is good for three years!

It was a good review of the rules of the road and discussed impaired driving and car maintenance.

So, if you have some time, complete a DD course and save some $$ on your insurance!

151949 · ‎03-09-2010

We have AAA insurance - I wonder if they offer this discount? I wonder if they offer the course? I will check it out.Thanks OP.

deedledeedeedle · ‎05-27-2014

Yes, I do drive defensively. I am continually trying to anticipate what other drivers and pedestrians around me will do. It is exhausting sometimes, especially in rush hour. Some days, however, usually at the end of a long work day, I put my car in "auto pilot" and barely remember the drive home . Fortunately that doesn't happen often, but it does happen.

dee

ETA: I, too, have AAA & will check into possible credit if course is passed.

Bri21 · ‎12-30-2016

Everybody should do this.

So many bad drivers on the roads.

flickerbulb · ‎03-09-2010

I just went to the DMV website to check on the status of my DL.

Apparently, these courses are required to electronically submit the results to the state's DMV, so the notation will be added to my license information too.

I will check next week to see if it was updated.

kaydee50 · ‎02-07-2011

Yes, my DH and I have taken this course, low cost and it does save money on car insurance. I believe it has to be repeated every 3 years to keep the discount valid. Very worthwhile.

151949 · ‎03-09-2010

@deedledeedeedle It used to really worry me when I would be leaving work exhausted and I'd drive home then when I got there I could not remember driving home. I would be so glad I was home, safe & sound, but it was scary that I could barely recall getting there.I must have been a pretty good "auto pilot" driver, because clearly my mind was not on it.

SeaMaiden · ‎03-10-2010

Six hours? That is too long for $56 for me.

Moonchilde · ‎05-23-2010

I was never able, in evening rush hour traffic, to let the auto-pilot thing happen on the way home -- you had to pay close attention every second. But it definitely occurred on my way TO work at 6:30 in the morning. More days than I want to think about!

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