Aetna - Page 10

Venezia · ‎03-09-2010

@Isobel Archer wrote:
@Venezia wrote:
It would mean they're greedy and making billions of dollars profit and having a "healthy outlook" isn't good enough for them. JMHO.
So then you are saying that those pulling out of areas are NOT actually greedy and have decided that they have made "enough" and thus don't need the customers in VA and Iowa???

The exact opposite. I'm saying that those pulling out of areas on the excuse that they are "losing millions" because of the ACA, but who admit that they have still made billions and have a very "healthy outlook" going forward, are greedy beyond belief. They are either making an astonomical profit overall or they aren't.

They are simply using an excuse not to provide coverage to those people who produce less of a "profit" for them. They have no social conscience and no concept of paying back to the community and country that has made them rich.

momtochloe · ‎11-03-2013

@terrier3 wrote:
@Nataliesgramma wrote:
I don't think we will know how good or bad it will be until the 'dust settles'.

Hubby and I have a decent pension, but he will go on Medicare in Jan. and I will have to find my own ins. As of now, looking at what I would pay a month, I would use up all our savings before I am able to get on Medicare just to pay the premiums.

I am hoping this is AT LEAST better than what we all have now even if it is not the best.
Sorry, but what is planned is allowing insurance companies to charge up to 5 times MORE for people over 50...and more over that if you have a pre-existing condition like asthma, overweight, high BP, etc. - common ailments as people age.
My state (NY) has community rating for all insurance plans and the new rules won't affect us. NY also doesn't allow charging more for pre-existing conditions.
And guess what? All five of the companies on our exchange in Western NY made money in 2016...not one had issues, despite our state's protections for consumers.
My opinion - having sold health insurance for two years - places that embraced change were successful - those that didn't want it to succeed - are failing.

Hi @terrier3 as much as I always appreciate your posts I have to say it does make me sad that I don't live in your state as insurance-wise I would be in much better shape . . . thanks for the input/update!

Venezia · ‎03-09-2010

@3suwm5 wrote:
Most companies will look at what areas are losers for them and evaluate whether it makes sense to continue. That's a smart way to run a business, if you want to be successful.

For example, if your car is in the shop 4-1/2 days a week, maybe that car needs to go???

My car is an inanimate object! It does not have a heart, a family, any feelings one way or the other.

I do not have compassion for my car (or any other object I own). I do have compassion and a sense of social responsibility for fellow citizens who have not been as blessed as I have and who struggle day to day to make ends meet; and then have to worry that they can't "afford" to get sick on top of it.

Healthcare is not and should not be a "business" in the same sense as a garage or a retail store. They are dealing with peoples' lives! It's big corporate interests and the chase of the almighty dollar that has made it what it is in this country.

Explain to me why life-saving drugs in this wealthy country are out of the reach of so many people? Or why the same drug that costs a fortune here, is a reasonable price is so many other countries? The exact same drug!

Venezia · ‎03-09-2010

@3suwm5 wrote:
Most companies will look at what areas are losers for them and evaluate whether it makes sense to continue. That's a smart way to run a business, if you want to be successful.

For example, if your car is in the shop 4-1/2 days a week, maybe that car needs to go???

Come to think of it.....by this argument, we could adopt the attitude of Scrooge (before his reclamation) towards the poor: "If they belike to die, then they'd better do it and decrease the surplus population!"

If someone is sick and can't afford high insurance premiums, then maybe they need to go???

momtochloe · ‎11-03-2013

@Venezia wrote:
@3suwm5 wrote:
Most companies will look at what areas are losers for them and evaluate whether it makes sense to continue. That's a smart way to run a business, if you want to be successful.

For example, if your car is in the shop 4-1/2 days a week, maybe that car needs to go???
My car is an inanimate object! It does not have a heart, a family, any feelings one way or the other.

I do not have compassion for my car (or any other object I own). I do have compassion and a sense of social responsibility for fellow citizens who have not been as blessed as I have and who struggle day to day to make ends meet; and then have to worry that they can't "afford" to get sick on top of it.

Healthcare is not and should not be a "business" in the same sense as a garage or a retail store. They are dealing with peoples' lives! It's big corporate interests and the chase of the almight dollar that has made it what it is in this country.

Explain to me why life-saving drugs in this wealthy country are out of the reach of so many people? Or why the same drug that costs a fortune here, is a reasonable price is so many other countries? The exact same drug!

Oh goodness @Venezia I couldn't have said this better myself, thank you so much for this!

Venezia · ‎03-09-2010

@momtochloe - You're welcome. I can't bear it when people equate "things" with human beings.

Not being able to afford a "thing" (a car, a new TV, a dress) is one thing. We can all find a way to do without some material things. Not being able to afford health insurance is a national scandal.

momtochloe · ‎11-03-2013

@Venezia wrote:
@momtochloe - You're welcome. I can't bear it when people equate "things" with human beings.

Not being able to afford a "thing" (a car, a new TV, a dress) is one thing. We can all find a way to do without some material things. Not being able to afford health insurance is a national scandal.

Thank you again @Venezia as it has always bothered me when folks don't have a problem with healthcare coverage -vs- earnings/stock price as for me health care should never be a profit center as lives literally hang in the balance. I just don't get it.

AuntMame · ‎10-16-2010

As someone who is nearing retirement and has pre-existing conditions, and is not wealthy, I am terrified.

terrier3 · ‎03-10-2010

@momtochloe wrote:
@Venezia wrote:
@momtochloe - You're welcome. I can't bear it when people equate "things" with human beings.

Not being able to afford a "thing" (a car, a new TV, a dress) is one thing. We can all find a way to do without some material things. Not being able to afford health insurance is a national scandal.
Thank you again @Venezia as it has always bothered me when folks don't have a problem with healthcare coverage -vs- earnings/stock price as for me health care should never be a profit center as lives literally hang in the balance. I just don't get it.

If there is any good to come out of the turmoil over this issue - going back to the mid 90's - it is that the general public now has come to view health insurance and access to care is a RIGHT of citizens - not a market based commodity.

Treating health care companies as profit centers is what got us to the point where we spend twice as much money as other countries - and get worse outcomes.

I have friends who are MDs in Canada and Germany. Their education was fully paid for - they finished university w/o any debt in their native countries. They make a good, upper class income in both countries - but they aren't multi- millionaires. My friends are specialists - OB-GYN and a cancer surgeon. Both had post doctoral studies in the USA and could have stayed here - but preferred to go back to where they earned less but spent MUCH more time on treating patients - and no time worrying about insurance rules and regulations!

SharkE · ‎08-19-2010

@AuntMame wrote:
As someone who is nearing retirement and has pre-existing conditions, and is not wealthy, I am terrified.

We're on Medicare praise God !

Just hope they don't fiddle with that next. I just got off of private pay policy and it had went up to 650 a month. Just beginning to enjoy it please Lord don't let him fiddle with Medicare for those of us 65 & over. Nobody will insure us without going back up to 650 and more a month.