Beauty

[Silverandgold]

On 3/29/2014 Perkup said:

Liking the lizard. DH spent hours researching prices and programs a couple of months ago. He found the best rate for us at Geico. Since then he purchased a truck and it took about three minutes to take care of the paperwork by phone. They faxed info to the title company and we were done. Very pleased with their service, and have heard nothing bad from friends who use them, including accident coverage. BTW, the people we dealt with on the phone each time have been American, US based. Because of his hearing issues, this is a big plus.

ITA. I"ve had Geico for 9 yrs and have had great experience with them & I've had claims, changed cars, etc. I don't think people can speak to how good a company is if you haven't really used them for claims. They are fabulous to deal with & very helpful. Also, if you've ever had an accident, they refer you to a one stop shop where you can get the estimate, get a rental & have the body work completed in a very convenient manner. I"ve priced around also just to confirm, & they absolutely offer the best price for my family.

[TootyJane]

On 3/29/2014 Snowpuppy said:

It's sooooo individual based on your vehicles, miles you drive, where you live, and deductibles.

Most of the time you can save $ if you raise deductibles (if you can afford the risk).

You will get spam if you ask for quotes online so if you have a junk email, use that. I never give my real phone $ when using online services. It will get crazy.

This is so true!! We have Mercury and with 3 boys driving it is the most reasonably priced insurance for us. Every two years I get quotes but Mercury has always been the lowest for us. HTH

[Silkeej]

Our insurance is with AARP, The Hartford for both cars and home. If you join AARP you get a discount and for bundling too. Have been with them for years but I can't say how well they pay claims have not had one.

[corita]

On 3/29/2014 tigriss said:

On 3/29/2014 corita said:

On 3/29/2014 tigriss said:

ESurance It is an Allstate company. It is super easy to manage online and chat with the people. I don't have to go into the office because I'm never in town to visit my Farm Bureau agent anymore. I can chat online with them or call. I can print my own cards, pay online, manage claims (I've not had any, THANK GOD), or adjust my auto payment. But I do a great deal of things online since I live in a rural area, so it is the best way to shop out services to save money and time for me.

Just wondering...what is the difference between Allstate insurance and Esurance insurance. Allstate fees just keep going up and up and I wonder if they are worth the expense??

The difference is I don't have to pay an agent with an office and the company saves tons of money right there. You basically do everything through a call center of US people. They get an hourly wage versus hourly plus commission like brick and mortar stores do. Geico can operate this way as well. I work out of town and either have to do things online or by mail or take a day off to take care of 9-5 business in the town where my services are. I opt for the much easier and less frustration of mail/online payments and the like. I pay my services online either with their site or through my online banking. The only things I don't do online are grocery shopping and health care services. I can get groceries in the town I work in, along with haircuts and things, but my pharmacy is CVS in town. The town I work in is even smaller than where I live, so shopping is limited. The UPS man and Amazon are my friends for most things since they are either cheaper or the price difference more than makes up for trekking into town to deal with the crowds or to find out it isn't in stock no matter how many times I double check stock in store online at places like WalMart. If I can find it when I get there. I do prefer to shop early Sunday morning before church or bite the bullet and go to town after work and get home quite late.

Thanks...corita

[Perkup]

On 3/29/2014 Hooty said:

USAA - you cannot beat them!

DH is a WWII vet. We checked USAA a couple of times, and they were hundreds higher than Geico and a couple of others. We were surprised because of their advertising, and very very disappointed with their "attitude".The person we spoke with wasn't really very nice.

[Tinkerbell3]

State Farm (cars & home)

[wenfen]

AARP Hartford, Home, Auto, Umbrella & Listed.

The Best Ins. Company with the lowest rates & I have the most Ins. you can have.

Call them, you won't be disappointed.

[allthatsgood]

USAA for everything.

[betteb]

On 3/29/2014 Craftie said:

Our insurance is with AARP, The Hartford for both cars and home. If you join AARP you get a discount and for bundling too. Have been with them for years but I can't say how well they pay claims have not had one.

Me too.They pay alright. Just like any insurance company, once you let know you won't be run over, they pay right up.

[hyacinth003]

State Farm

Hyacinth