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10-13-2011 10:16 AM
Double Dipping
If you recently started collecting Social Security but now wish you'd waited so you would receive a higher monthly benefit, you can turn back time. As long as it has been under 12 months since you claimed, you can pay back the benefits you received and the government won't charge you taxes. If you have already paid taxes, you can request a refund. Then you can do it all again later, when your payout will be higher.
This isn't a widely known fact, and just in case you started collecting, then decided a few months later you should have waited, here's the way to "undo" it.
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