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01-03-2016 11:40 AM
This is another time I will say thank goodness for a good Union. I hope your DH's retirement benefits also includes you on his insurance.
I have so many friends retiring but I can't at this time. I am happy for everyone that is able to retire. They earned it.
01-03-2016 11:42 AM
@MarieIG wrote:
@INDIANA BONES wrote:I did the same thing. Sorry anyone. I thought this was a recent post. I am on a learning curve here.
Failing so far.
@INDIANA BONES Noooooooo! You are not failing! You are a knowledgeable, kind, thoughtful poster, and an asset to the board!
The info you posted will be helpful to many people who read it.
Thank you for your kind words. The kindness here and helpfulness of others is surreal.
01-03-2016 03:02 PM
@MeAgain wrote:
Turn off Q
My husband agrees, LOL.
I do save, but I love buying too, LOL.
My DH says that women keep the economy going. He certainly doesn't.
01-03-2016 03:07 PM
i will never be able to retire and i think that will be true with millions. The last minirecession many people lost their mutral funds and 401k. All i have is a 401k and I try to contribute something every paycheck to it even if its only 1%
01-03-2016 06:56 PM
@silkyk wrote:My #1 advice is pay off your mortgage! Most of our friends decided to use their house as a bank and refinanced themselves into debt for many, many more years. They went on cruises and bought new cars and generally blew all their equity ( and freedom from a mortgage payment every month). Don't do that. Also I agree with the poster who advised "live below your means". Living WELL is the best revenge and you'll be doing it!
I think this is very good advise. I would agree, if possible, it is preferable to face retirement without a mortgage. I'm not looking for a new car now. We have our cars serviced reguarly, and I hope to keep them for a long time .
01-03-2016 07:06 PM
@INDIANA BONES wrote:
This is another time I will say thank goodness for a good Union. I hope your DH's retirement benefits also includes you on his insurance.
I have so many friends retiring but I can't at this time. I am happy for everyone that is able to retire. They earned it.
Thank you Moroco, I am greatful for his union as well. Yes, thank goodness I am covered under his health insurance plan. It is much better than the plan in my office which is basically catastrophic. I hope that your job is not too stressful and that things work out well for you.
01-03-2016 07:08 PM
@kcladyz wrote:i will never be able to retire and i think that will be true with millions. The last minirecession many people lost their mutral funds and 401k. All i have is a 401k and I try to contribute something every paycheck to it even if its only 1%
Yes, my job just has the 401(k). I hope that you will have social security as well.
01-03-2016 07:16 PM
@Pinkroses wrote:Do not use credit cards. Save and don't watch QVC or HSN
There is nothing wrong with using credit cards, providing you do not spend more than you can afford. We use a Discover Card for almost everything and pay it in full every month. I take the cash back reward once a year. It is a significant amount of money. Had we paid cash, there would be no FREE MONEY. (not to mention how much cash we'd have to keep on hand)
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