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12-08-2018 01:27 PM
12-08-2018 01:33 PM
I have quit doing easy pay. I have purchased enough from QVC (to date although I'm getting disappointed in them more and more), that it's frankly impossible to keep track of whether the payments are correct or not unless you do it as a full time job. I did like it because if I wanted to return a higher dollar item, the entire price hadn't gone on my credit card yet, but it's not worth it any longer. It's pretty much QVC's only advantage anymore as far as I'm concerned.
12-08-2018 01:34 PM
I know how you feel. I try to pay mine off sooner than the 5 or 6 month mark. But at least there is still the option to have more time to pay and sometimes I need it, especially this time of year. I usually try to get things in order before tax time rolls around.
12-08-2018 02:19 PM
I personally have never used easy pay. I think it is a really good option for people that want or need a big ticket item. The problem I see with it if you purchase a lot of things using easy pay is that you end up with a large payment for months because all those easy pays add up. I think a lot of people are shocked when they get their statement and they see how much they owe. I would not want to be paying off presents for months to come.
12-08-2018 02:22 PM
A positive about EP is that it lets me try out an item for a small cash outlay. I remember the days I relied on it, if only to get my YSL lipstick at Christmas! Sadly, most high end items are gone.
Tho I'm not a die hard shopper, those return fees add up. As others have said the quality of many offerings has diminished.
12-08-2018 02:23 PM
@KitlynnAgree with you 100%. I can't remember ever using it. In addition to paying for the item for months, if several items are ordered I would get confused keeping track of everything. And offering 6 easy pays on something that costs $20 is IMO ridiculous.
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