How will Florida ever rebuild after Hurricane Milt... - Page 3

wagirl · ‎03-09-2010

My brain would explode trying to figure out what to do first---such a life changing experience for so many people. Had a huge tree fall on my house in 2018--tore up the roof structure as well as the whole 2nd floor----3 bedrooms and 2 baths and I thought my world would never be the same!!! times that by a million or 10.....

colliemom4 · ‎09-08-2010

@wagirl wrote:
My brain would explode trying to figure out what to do first---such a life changing experience for so many people. Had a huge tree fall on my house in 2018--tore up the roof structure as well as the whole 2nd floor----3 bedrooms and 2 baths and I thought my world would never be the same!!! times that by a million or 10.....

@wagirl I'm sorry to hear about that. Did you have to leave your home? I wasn't in this storm but am surrounded by huge trees and one fell on my neighbor's home. They were still living there for a while but eventually left and came back.

BlueFinch · ‎08-31-2019

@LTT1 wrote:
@BlueFinch

I know my thinking may be simplistic, but ever since the beginning of humankind, people have adjusted to changing conditions. I believe everything reaches equilibrium.
We went to Florida in the early 90's ...Florida (Miami) looked completely different. I could not imagine devastation that would wipe out such a huge anoint of land. People looked at me funny when I mentioned this. I asked "where is this little shopping center?" And got the look.
They would say it was wiped out by Hurricane Andrew.
I was like "huh?"

@LTT1 I agree completely about adjusting to changing conditions. As the old saying goes: Almost anything can become tolerable, if it happens by degrees. We have to adapt, when we have no choice. It's when the conditions strike suddenly, that we're taken off our feet, even if intellectually we know this could happen.

So, it's different for those deeply affected by a disaster, which can leave deep scars, from which people never truly recover. Their lives will always have triggers reliving the moment, they're trying so hard to forget. The strong carry on, but changed.

Scooby Doo · ‎03-14-2010

It's probably going to be very difficult to even find an honest contractor to hire. I've heard of so many people hiring shady workers who bilk them out of their money.

LTT1 · ‎03-09-2010

@BlueFinch

I cannot imagine it.💔

~Have a Kind Heart, Fierce Mind, Brave Spirit~

Pittfanatic · ‎02-17-2024

We have two small places in Florida, one in the Tampa Bay area and one on the other coast in Stuart, which is just above Jupiter. One is a 1,300 sq. Ft. two bedroom/2 bath villa and we pay $1,500 a year in homeowners insurance. We are two miles from the coast. We have Citizens insurance, which is run by the state of Florida. They hold the largest number of homeowner policies in the state. The other place is a condo so our association fee covers our insurance. Our fee went up $80/month last year because of insurance. Both insurance rates will increase this year. I would never live on the beach. Not only would the insurance be ridiculous, but the additional assessments they face to fix their property because of saltwater damage, etc., can be very high. I had a co-worker who lived on Clearwater Beach for 17 years. She had four special assessments during that time and none were less than $10,000. She finally said enough and sold her condo. Those of us who live in Florida will all pay for the damage these last two hurricanes have done just like we have paid in the past. It doesn't matter whether we had any damage to our property or not. Rates always go up after things like this happen.

Skyegirl21 · ‎03-20-2010

@Pittfanatic wrote:
We have two small places in Florida, one in the Tampa Bay area and one on the other coast in Stuart, which is just above Jupiter. One is a 1,300 sq. Ft. two bedroom/2 bath villa and we pay $1,500 a year in homeowners insurance. We are two miles from the coast. We have Citizens insurance, which is run by the state of Florida. They hold the largest number of homeowner policies in the state. The other place is a condo so our association fee covers our insurance. Our fee went up $80/month last year because of insurance. Both insurance rates will increase this year. I would never live on the beach. Not only would the insurance be ridiculous, but the additional assessments they face to fix their property because of saltwater damage, etc., can be very high. I had a co-worker who lived on Clearwater Beach for 17 years. She had four special assessments during that time and none were less than $10,000. She finally said enough and sold her condo. Those of us who live in Florida will all pay for the damage these last two hurricanes have done just like we have paid in the past. It doesn't matter whether we had any damage to our property or not. Rates always go up after things like this happen.

------

All over the country rates will go up, not just FL and NC. Insurance companies have to recoup their monies...

Estellee · ‎07-12-2011

@SilleeMee wrote:
@BlueFinch
We're gonna need a separate special kind of insurance policy to cover our homeowners insurance premiums when we no longer can afford to pay the premiums. Insurance to cover insurance...what?! Is there such a thing? LOL!

@SilleeMee Oh yes, then there is Flood Insurance too

wagirl · ‎03-09-2010

@colliemom4 --I was actually in the very room that the tree hit--would have been smashed had I not stood up as soon as I heard it crash thru the roof!! Clearly I dodged a bullet there---and we were able to stay in the house--my then spouse, managed to seal up the destroyed room and we could actually shut the door. The roof was still standing but damaged-- most the tree fell on that room I was in and then broke off across the roof. But we moved out during re- construction--it ws a 150 ft douglas fir that hit. But we had a house to come back too---nothing remotely horrible as what the Florida folks are going thru.

foxywoods · ‎05-28-2010

@wagirl wrote:
@colliemom4 --I was actually in the very room that the tree hit--would have been smashed had I not stood up as soon as I heard it crash thru the roof!! Clearly I dodged a bullet there---and we were able to stay in the house--my then spouse, managed to seal up the destroyed room and we could actually shut the door. The roof was still standing but damaged-- most the tree fell on that room I was in and then broke off across the roof. But we moved out during re- construction--it ws a 150 ft douglas fir that hit. But we had a house to come back too---nothing remotely horrible as what the Florida folks are going thru.

@wagirl I was in WA when my son lived there 2 yrs ago. We were on the highway coming back from Poulsbo and suddenly the tip of one of those tall pines came sailing down right in front of us. Maybe about 8ft must have snapped off the top of the tree. a branch scraped the roof of the van but the next car following behind took the brunt. Never seen anything so scary! can't imagine the terrors of a tree like that crashing into your house!