Among Friends

[smoochy]

Three fraudulent charges took a big bite out of our checking account, causing some major financial problems. Of course we called the bank. All necessary steps were taken. Our biggest takeaway was the banker said that he and his family only use credit cards for shopping not debit cards. That way the evildoers don't have direct access to the bank accounts. We plan to use the debit only for ATM withdrawals from now on. A credit card will be used for groceries, gas etc. As well as for online shopping. Lesson learned. 

[Tinkrbl44]

Here's another horror story .....  two Target employees had a nice gig going ....  one was an assistant manager and the other was a security manager ... 

The security guy was accessing all those little round cameras over every checkout lane.  When someone would use a debit card, the camera also picked up the 4 digit pin code people would punch in.   

These fools waited a while before using their little system elsewhere, but eventually got caught.

The moral of the story is .... if you use a debit card anywhere, use your other hand to cover the hand punching in your four-digit pin!    The overhead cameras pick up your whole transaction!  

[haddon9]

Sorry to hear of your problems. 

I have never used a debit card for making a purchase!  I always use a credit card which gives me better protection and control of my checking account.  I just make sure to pay off my CC each month.

[OKPrincess]

We use one credit card for all purchases and then pay it off each month.

We use cash at gas stations and use 🏧 located in the bank.

[meallen616]

@OKPrincess,

We do the exact same thing as you!!

[Winkk]

I'm sorry to hear that.  I never use my debit card for online purchasing, mainly because of what happened to you.  The bank reimburses you, but there is that short span without those funds.

[Roscoe the Rascal]

Sounds like I need to be more careful.  I have never had an issue but not to say I couldn't.  

[THEY CallMe Mr Wilkes]

Debit is deadly for making purchases.

I recommend using it only for ATM withdrawals. 

[charsha]

I never use my debit card, too much exposure for problems. I get cash at the bank once in a while if needed. 

[kaydee50]

@smoochy  The only time I use a debit card is at the ATM.  Why have money taken out of the account right away when with a credit card there is some "float" time?  Don't understand using a debit card for purchases.