Debit Card Fraud Attempts - Page 2

WORKING GAL · ‎11-15-2011

I also had a scare a week ago. Someone had our bank account info and transferred $658.00 out of our checking account into their account with another bank. I reported it immediately and our bank transferred the money back to our account the next day while they are researching this Fraud. I never had an account of any type with this other bank and it was only one transaction thank goodness. I'm thinking an employee at a grocery store we shop at and wrote a check for the transaction copied our checking acct. info and committed the fraud. It is a felony and I hope the other bank and my bank find out who it is and throw the book at them. No more checking writing where we shop - I'll pay cash. Only our trash company will get a check as they want $5.00 to pay by phone. We live in scary times and these thieves are devious and very sophisticated.

elated · ‎06-09-2010

@Carmie wrote:
@roeroe1005 That's scary.

The last time I used my debit card was to charge $10,000 for a " Guitar Off my Back" for an Aerosmith concert back in August for my son at JoePerry website.

The concert was cancelled and it took about a month, but the $10,000 was returned back to me.

I also bought $5000 concert tickets. I wonder if someone there kept the numbers. Maybe they thought there would be money in the account. ( I just transfer money as I need it and don't keep a big balance)

That's food for thought.

Just out of curiosity, why wouldn't you use a credit card instead of a debit card? The credit card would have denied the charges and notified you. It is a safer way to go and you would earn money back.

Carmie · ‎10-25-2010

@elated wrote:
@Carmie wrote:
@roeroe1005 That's scary.

The last time I used my debit card was to charge $10,000 for a " Guitar Off my Back" for an Aerosmith concert back in August for my son at JoePerry website.

The concert was cancelled and it took about a month, but the $10,000 was returned back to me.

I also bought $5000 concert tickets. I wonder if someone there kept the numbers. Maybe they thought there would be money in the account. ( I just transfer money as I need it and don't keep a big balance)

That's food for thought.
Just out of curiosity, why wouldn't you use a credit card instead if a debit card? The credit card would have denied the charges and notified you. It is a safer way to go and you would earn money back.

Long story short. The charges were for my son. The site would only take PayPal. I do not have my CC's tied in with PP except for one, but the credit limit on that card was not high enough to cover the charges.

elated · ‎06-09-2010

@WORKING GAL wrote:
I also had a scare a week ago. Someone had our bank account info and transferred $658.00 out of our checking account into their account with another bank. I reported it immediately and our bank transferred the money back to our account the next day while they are researching this Fraud. I never had an account of any type with this other bank and it was only one transaction thank goodness. I'm thinking an employee at a grocery store we shop at and wrote a check for the transaction copied our checking acct. info and committed the fraud. It is a felony and I hope the other bank and my bank find out who it is and throw the book at them. No more checking writing where we shop - I'll pay cash. Only our trash company will get a check as they want $5.00 to pay by phone. We live in scary times and these thieves are devious and very sophisticated.

You can go to your bank account and turn on transactions over $100. It will alert you when it happens. Just a precautionary measure. It is just best to check everyday for your peace of mind.

deeva · ‎03-09-2010

I get an alert for any transaction over $40 on my debit card. And I get alerts for all transactions on my credit cards.

Judaline · ‎03-10-2010

@Carmie wrote:
I just got an e-mail from my credit union. Someone tried to use my debit card in AK and MN to make purchases and also with Amazon. I live in PA.

The charges were $752.49 at Target
and $400+ at Walmart
Amazon was less than $1

They tried to use the card multiple times and thankfully, it was declined. I only have $340 in my checking account and my account is set up to deny over charges and not take the funds from my savings.

And how exactly would I do this, too?

Kachina624 · ‎03-10-2010

@elated wrote:
@Carmie wrote:
@roeroe1005 That's scary.

The last time I used my debit card was to charge $10,000 for a " Guitar Off my Back" for an Aerosmith concert back in August for my son at JoePerry website.

The concert was cancelled and it took about a month, but the $10,000 was returned back to me.

I also bought $5000 concert tickets. I wonder if someone there kept the numbers. Maybe they thought there would be money in the account. ( I just transfer money as I need it and don't keep a big balance)

That's food for thought.
Just out of curiosity, why wouldn't you use a credit card instead if a debit card? The credit card would have denied the charges and notified you. It is a safer way to go and you would earn money back.

@elated. My debit card has the same protection that my credit cards have. Ive had it for years and there have been. 2 or 3 attempted frauds. The bank has always caught them and nipped them in the bud.

New Mexico☀️Land Of Enchantment

elated · ‎06-09-2010

@Kachina624 wrote:

@elated wrote:
@Carmie wrote:
@roeroe1005 That's scary.

The last time I used my debit card was to charge $10,000 for a " Guitar Off my Back" for an Aerosmith concert back in August for my son at JoePerry website.

The concert was cancelled and it took about a month, but the $10,000 was returned back to me.

I also bought $5000 concert tickets. I wonder if someone there kept the numbers. Maybe they thought there would be money in the account. ( I just transfer money as I need it and don't keep a big balance)

That's food for thought.
Just out of curiosity, why wouldn't you use a credit card instead if a debit card? The credit card would have denied the charges and notified you. It is a safer way to go and you would earn money back.
@elated. My debit card has the same protection that my credit cards have. Ive had it for years and there have been. 2 or 3 attempted frauds. The bank has always caught them and nipped them in the bud.

The reason I suggested a credit card was it would be separate from your bank and you would earn cash back. That was my thought process.

elated · ‎06-09-2010

@Judaline wrote:
@Carmie wrote:
I just got an e-mail from my credit union. Someone tried to use my debit card in AK and MN to make purchases and also with Amazon. I live in PA.

The charges were $752.49 at Target
and $400+ at Walmart
Amazon was less than $1

They tried to use the card multiple times and thankfully, it was declined. I only have $340 in my checking account and my account is set up to deny over charges and not take the funds from my savings.

And how exactly would I do this, too?

Go to your profile settings in your bank and you can turn on the notification.

RescueLover · ‎02-06-2022

Hi! @Carmie 🤗

Sorry that happened to you. This is what my bank told me about debit cards. They are easily stolen and if successful the criminal have the capability to wipe out your account. Therefore they suggest only using your bank debit card tied to your checking/savings account at the ATM at your bank and no where else. Not even at another ATM machine.

If you use a credit card you have more protection. Make the charges then pay them off monthly. Many cards you earn money at the same time. It’s a Win Win!!

PS I saw your post earlier, but by the time I could respond the post was taken down for being argumentative. Not sure what happened with that??

Btw I would have responded OMG NOT 😎 at all !!