Among Friends

[Imaoldhippie]

@Luvsmyfam ..................As others have said.  You need to go to your local social security office and get the correct answers.  Dont be confused, let them help you.

[Shelbelle]

I filled out a brief online form, then once it was submitted, a very helpful young man called me to go over everything, and when we agreed on it, he submitted it all for me, piece of cake !!!

[qbetzforreal]

The full retirement benefits age has change.  It is no longer 65.  It is 66 and some months depending on what year you were born between 1943-1959.  For those born 1960 and on, the full retirement age is 67.

The info was found on SSAdotcom Benefits Planner: Retirement Benefits.

Still call SSA, they will be able to tell you when you'll be able to retire with your full benefits and what they would be.

@Luvsmyfam 

[Scooby Doo]

This is the link to apply on line.  It will give you an appointment date and time and someone from SS will call you at your number.  They need your information in advance so that they can run the numbers and have an estimate prepared for you.

https://www.ssa.gov/benefits/retirement/?gclid=CjwKCAjwhuCKBhADEiwA1HegOY8UYBQcLuPelFjS1aca_dWxOznnm...

[suzyQ3]

The OP doesn't have a home computer.

[chrystaltree]

You can apply online at SSA.GOV.  I helped 2 friends apply and neither had to go into the SSA office or give them any documents.  The SSA, apparently, can verify date electronically verify date of birth with state birth records.  I was surprised.  They chose the date when they wanted their benefits to start and their checks were electronically deposited the month they selected.  You can, of course, go old school and make an appointment to apply at the office.  

[patbz]

Read a book on SS before you begin; although it is easy there are ins and outs.  One example is your ex's SS; were you married for at least 10 years? Do you know his SSN?You can in that case draw on his ( you can only draw on his if you don't draw on yours) and accumulate age ( and more benefits) and maybe later switch to yours ( if that would benefit you ( depends on what his benefit is and what yours would be).

[Sage04]

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@Luvsmyfam wrote:

I'm a little confused on how to apply for social security.i am 65 and live in ill.where do I begin?I plan on going to the local ss office.what do I need to bring for id?ID? Do I bring my ss card with?I hope they will help me,because I do not have a computer at home,just the library where I work.not to mention,not sure if I will understand setting it up.will they tell me how much Ican get and if I can continue to work.also,can I draw off of my ex s ss?I'm just so over welmed.i appreciate all responds qvc friends

@Luvsmyfam, give them a call. I'm not getting SS but I'm getting Survivor's Benefits. They did everything for me while I was there. All I had to do was answer questions.

Concerning your ex husband's SS, if he is collecting and you were married for 10 years or more, and his is greater than yours, then you can.

Good luck

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[Sage04]

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@suzyQ3 wrote:

The OP doesn't have a home computer.

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I keep whispering the same thing to myself lol

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[CatsyCline]

@Luvsmyfam   if you were married to the ex-spouse for more than 10 years, you can draw SS benefits on your EX - but only 50% of his full personal benefit. This 50% is NOT in addition to your own SS benefit. 

Say your Ex is entitled to an Example benefit of $1200 per month in SS, you could apply for his benefit and receive $600 monthly.

If your own personal benefit is $500.00 monthly SS, you could collect $600.00.

However, If your personal benefit is over $600 per month, then there is no adjustment and you are eligible only for the benefit you earned.

HTH