topic Re: Easy pay in Suggestion Box

Easy pay

goldengirl — Sun, 22 May 2022 20:37:33 GMT

Please consider offering 2 easy pays. Price of food has really increased but I don't want to pay for 4 or 5 months for something I ate months ago. I would order much more if I had a choice of 2 payments. HSN has it and hope you will consider it

Re: Easy pay

Kachina624 — Sun, 22 May 2022 20:41:46 GMT

I agree, I won't buy something on 5 Easy Pays....anything.

Re: Easy pay

reviewer from sc — Sun, 22 May 2022 20:46:02 GMT

I agree. With HSN, I normally either outright pay or use 2 pay. I think QVC is hoping that you'll order more if you only have to pay $5 or so a month on each item. No, I don't do that. I think 4 or 5 pay should be for items over $100. Not $20 or $30.

Re: Easy pay

Sage04 — Sun, 22 May 2022 20:47:01 GMT

It doesn't matter to me the amount of Easy Pays. For those who return items often, why would you tie up $50 instead of $10? When you receive the item and plan to keep it, just pay off as many of the Easy Pays as you want.

Re: Easy pay

kitcat51 — Sun, 22 May 2022 21:02:48 GMT

You can do that yourself, just go to your account & make several payments or pay the balance off...easy peasy. I buy everything with easy pay, then pay the balance off immediately if I'm keeping the item....if I need to return I'm not waiting for a full price refund. I use easy pay to my advantage & it works great.

Re: Easy pay

loriqvc — Sun, 22 May 2022 21:07:25 GMT

One of the main reasons I signed up for the Q Card was because it promised the option of three Easy Pays on every item. In the early years with the card, this feature was very helpful with large purchases and around Christmastime when I had multiple purchases. But over the past two years, they've done away with that option and basically only offer five or six Easy Pays on everything, which I'm rarely interested in selecting.

Although it is true that you can pay off the balance of any item at any time, it's just an extra step I don't want to have to manage. It really would be great to have a variety of options to choose from in cases where I may need or want Easy Pay (or at least to also have the three-pay option when using my Q Card).

Re: Easy pay

TheMemphisVette — Sun, 22 May 2022 21:58:01 GMT

go in an pay whatever you want.

you do not have to use the whole pay number available.

make a 6 pay into 3 pay by paying 2 each time

make a 6 pay into 2 pay by paying 3 each time

i am always wondering what i am missing when i see these posts.

Re: Easy pay

millieshops — Sun, 22 May 2022 23:08:24 GMT

I gave up on HSN some years ago and have never seen anything that makes me want to return although if I were still living part of my life in the Northeast, I probably would try an outfit from Marla because recently I have seen some designs that might actually work for me.

Re: Easy pay

elated — Sun, 22 May 2022 23:13:16 GMT

I always wonder about people who make a big deal of easy pay. You know you have choices and not everyone thinks this is a problem. It is an option to customers. As many have stated, you can pay your easy pay off anytime you choose or not use it.

Re: Easy pay

phoenixbrd — Mon, 23 May 2022 10:52:57 GMT

The only way I would use Easy Pay is to purchase an item that I was concerned that it might have to be returned. I've never used Easy Pay....if it was a matter of not being able to afford it as one payment, I just would not purchase the item. A major discount...now that is something to look forward to....Easy Pay, not so much.

Re: Easy pay

CalminHeart — Mon, 23 May 2022 11:45:24 GMT

@goldengirl wrote:
Please consider offering 2 easy pays. Price of food has really increased but I don't want to pay for 4 or 5 months for something I ate months ago. I would order much more if I had a choice of 2 payments. HSN has it and hope you will consider it

You can easily go into your account and pay ahead on easy pays to end up with just 2 payments.

Re: Easy pay

RespectLife — Mon, 23 May 2022 12:55:17 GMT

I use the max EZ pay on every thing I order.

Sure, I could pay for it in one, but why when it is interest free?

I agree with others, if you have to return it, you are only tying up 1-2 smaller amounts waiting for your credit.

Re: Easy pay

Mombo1 — Mon, 23 May 2022 17:25:10 GMT

@reviewer from sc wrote:
I agree. With HSN, I normally either outright pay or use 2 pay. I think QVC is hoping that you'll order more if you only have to pay $5 or so a month on each item. No, I don't do that. I think 4 or 5 pay should be for items over $100. Not $20 or $30.

@reviewer from sc I agree. I no longer use the easy pay. It's just a temptation to spend more thinking you are getting a bargain. But...the bills keep coming and coming. So for me....I will stay with 1 payment if it is in my budget.