topic Re: Qcard Easy Pay in Suggestion Box

Qcard Easy Pay

JB1114 — Mon, 05 Oct 2015 20:23:39 GMT

Drop the option for Qcard members to get easy pay on whatever they order. It's not fair to those of who do not have or want a Qcard. If my payment options aren't good enough to get the same benefits as Qcard holders, I won't be ordering from QVC.

Re: Qcard Easy Pay

ChynnaBlue — Mon, 05 Oct 2015 20:31:11 GMT

Business is about competition, not about fairness. QVC is competing with HSN, who offers 1 extra easy pay to anyone with one of their cards.

Re: Qcard Easy Pay

millieshops — Mon, 05 Oct 2015 20:33:48 GMT

That's fine, but HSN does the same thing as do Macys and Kohls and Amazon and Bloomies and Sephora.... others I can't think of right away.

There's not much reason to come here and make such a threat unless you also tell us you're not shopping any other retailers who give their good customers some "special" privilege. If I were running QVC, I'd be saying "Ooooh, I'm scared!"

So, seriously, OP, where is it you're going to shop that doesn't give their loyl customers some little benefit?

Re: Qcard Easy Pay

Perkup — Mon, 05 Oct 2015 20:45:43 GMT

I agree it seems unfair. However, so is offering selected items only to those who are on Facebook, Twitter or . . . which I will not join. If I have, but don't use the Q card, then having one does me no harm. Perhaps I will choose to get another - I had one before and closed it out. We'll see. Seems to me that most of their items lately are on EasyPay anyway.

Re: Qcard Easy Pay

fortune — Mon, 05 Oct 2015 20:58:18 GMT

@JB1114 wrote:
Drop the option for Qcard members to get easy pay on whatever they order. It's not fair to those of who do not have or want a Qcard. If my payment options aren't good enough to get the same benefits as Qcard holders, I won't be ordering from QVC.

I'm just the opposite of you! I don't want easy pay!! Now I have to go to all the trouble to "opt out." I find, that with easy pay on everything, your bill gets pretty big pretty quick!!

Re: Qcard Easy Pay

Iwantcoffee — Mon, 05 Oct 2015 21:12:37 GMT

@fortune wrote:
@JB1114 wrote:
Drop the option for Qcard members to get easy pay on whatever they order. It's not fair to those of who do not have or want a Qcard. If my payment options aren't good enough to get the same benefits as Qcard holders, I won't be ordering from QVC.
I'm just the opposite of you! I don't want easy pay!! Now I have to go to all the trouble to "opt out." I find, that with easy pay on everything, your bill gets pretty big pretty quick!!

I do not want easy pay either, fortune. Easy pay is debt and would rather do without if I cannot pay the total when I order. You are exactly right, payments add up very quickly.

Re: Qcard Easy Pay

RainyDayGal — Mon, 05 Oct 2015 22:24:46 GMT

All retailers give their credit card holders special perks they don't give anyone else. That's fine with me and doesn't bother me one bit.

Re: Qcard Easy Pay

circles — Mon, 05 Oct 2015 23:49:00 GMT

How selfish of you OP....just because you don't have or do not want a Q. card....the rest of us have to be penalized...

Unbeleivable....

Re: Qcard Easy Pay

Lila4Now — Tue, 06 Oct 2015 06:37:04 GMT

It's not really fair, but the Q makes a lot of money from people who don't pay their bill in full each month. It's very rare I use easy pay. I find my life is easier when I live without debt I don't need. All those easy payments can add up quick. If I can't afford to pay for it, I will wait. I don't think there is anything on the Q I can't live without.

Re: Qcard Easy Pay

abbyinidaho — Tue, 06 Oct 2015 08:48:16 GMT

I don't understand how you think it's not fair. Every other credit card I have had always give additional benefits to their card holders. I can't think of any cards that don't offer something for being a card holder.

Re: Qcard Easy Pay

2blonde — Tue, 06 Oct 2015 13:04:31 GMT

Well, I do have the Q-card, and I appreciate the option of having easy pay if I want it. The original poster sounds like sour grapes to me.

Re: Qcard Easy Pay

Dorothy11 — Wed, 07 Oct 2015 01:05:18 GMT

I don't see anything unfair about it. When customers make purchases on a Q card and carry a balance, QVC gets the interest charged. If someone uses a regular credit card, Visa or Mastercard gets the interest and QVC pays the merchant discount fee of serveral percent. QVC makes a lot more money off Q card purchases, so they throw consumers a bone of an extra easy pay.

Personally, I think easy pay is a really bad idea. You are paying full retail price, and if you carry a balance, you're paying a lot more. If you can't afford to buy something and pay for it, maybe you don't really need it.

I would much rather see an occasional 20% off coupon. That saves money.

Re: Qcard Easy Pay

Kachina624 — Wed, 07 Oct 2015 01:53:59 GMT

If people are willing to pay the astronomical interest rates that the Q Card carries, I guess they should get some small reward for their loyalty. They are welcome to it in my opinion.

Re: Qcard Easy Pay

NC Bandwagon — Wed, 07 Oct 2015 06:47:41 GMT

Hello, JB1114 and welcome.

QVC does have to compete with other shopping channels. QVC not only has to try and reward loyal long-time customers, they have to try to bring in new customers as well.