topic Re: PayPal question in Among Friends

PayPal question

bargainsgirl — Mon, 01 Sep 2025 00:55:16 GMT

PayPal used to offer the option of having a check mailed to you for acquired money from returns in the "wallet". That option has stopped and now you can either have it sent to your bank or "keep it in Paypal" but I am confused as to how that works. I really prefered having a check mailed to me because I really do not want to link my bank account to PayPay. Guess I don't have many options here that I like! Thoughts?

Re: PayPal question

shoesnbags — Mon, 01 Sep 2025 01:00:06 GMT

@bargainsgirl

Paypal has only my credit card # - the credit card I use solely for Internet purchases. When I buy something, Paypal charges that credit card. If I return something, Paypal just credits it back to that credit card. No bank account involved.

Re: PayPal question

Venezia — Mon, 01 Sep 2025 01:08:59 GMT

@bargainsgirl - If you have your refund added to your PayPal account, they will use that first if you choose, when you order something again. I don't have my bank information listed on my account and never would.

I have a CC on my account and that's what I pay with, unless I occasionally have money in my PayPal account.

Re: PayPal question

ellaphant — Mon, 01 Sep 2025 01:21:50 GMT

I never use PayPal. By accident, something I bought went through PayPal. I contacted them and had Too my account closed. Only want payments directly through my card that is from my bank. Too much fraud and too much info floating around out there.

Re: PayPal question

Tinkrbl44 — Mon, 01 Sep 2025 01:45:14 GMT

@bargainsgirl wrote:
PayPal used to offer the option of having a check mailed to you for acquired money from returns in the "wallet". That option has stopped and now you can either have it sent to your bank or "keep it in Paypal" but I am confused as to how that works. I really prefered having a check mailed to me because I really do not want to link my bank account to PayPay. Guess I don't have many options here that I like! Thoughts?

@bargainsgirl

Did the money in Paypal come to you through a retailer refund? If so, they did have CC info, right? Or .. not?

I think Paypal is a safe option, but perhaps you could attach a credit card to it, have your money transferred and then remove it?

Or .... let it sit there and use it for your next transaction on Ebay or Amazon?

Re: PayPal question

kitcat51 — Mon, 01 Sep 2025 01:48:23 GMT

I use PayPal all the time, never had any problems. When I get a refund I keep the money in my PayPal account, that gives me the option of using it to pay for a purchase...the amount I have is shown when I check out, it could be enough to pay for the item in full or I can combine the amount with my credit card. It's easy @bargainsgirl

Re: PayPal question

Kachina624 — Mon, 01 Sep 2025 02:27:07 GMT

@barginsgirl. Keep in mind that you've given your banking information to everyone to whom you ever wrote a check. It's not all that secret.

Re: PayPal question

Tinkrbl44 — Mon, 01 Sep 2025 03:24:36 GMT

@Kachina624 wrote:
@barginsgirl. Keep in mind that you've given your banking information to everyone to whom you ever wrote a check. It's not all that secret.

@bargainsgirl @Kachina624

Good point .... and keep in mind if Paypal could still send you a check, and you deposited it in your checking account, your banking information would be on the back of the cancelled check, plain as day.

Nothing "secret" about it.

Re: PayPal question

Ainhisg — Mon, 01 Sep 2025 12:53:54 GMT

I've had my bank account linked to Paypal for years. It's one of the safest payment systems out there.

Re: PayPal question

Tinkrbl44 — Mon, 01 Sep 2025 20:57:43 GMT

@bargainsgirl wrote:
PayPal used to offer the option of having a check mailed to you for acquired money from returns in the "wallet". That option has stopped and now you can either have it sent to your bank or "keep it in Paypal" but I am confused as to how that works. I really prefered having a check mailed to me because I really do not want to link my bank account to PayPay. Guess I don't have many options here that I like! Thoughts?

@bargainsgirl

So, after reading the feedback you've been given, what are your thoughts now?

Re: PayPal question

sunshine45 — Tue, 02 Sep 2025 02:17:52 GMT

i just keep mine in my paypal account.

it sits there until i want to use it.

i have a paypal debit card (so you can use that money in your paypal account) AND a paypal credit card.

Re: PayPal question

San Antonio Gal — Tue, 02 Sep 2025 03:55:37 GMT

@sunshine45 wrote:
i just keep mine in my paypal account.
it sits there until i want to use it.
i have a paypal debit card (so you can use that money in your paypal account) AND a paypal credit card.

My situation is the same as @sunshine45 . The money sits in my Pay Pal account until I use it again.

I also have a credit card linked. I prefer not to have my checking account linked. So a new purchase will pull it from the Paypal balance first and then attach the remainder to the credit card.

Re: PayPal question

UpNorthGorgy — Tue, 02 Sep 2025 19:09:06 GMT

PAYPAL had its name used by scammers last year. I almost got tagged. Charges that weren't mine that they wanted me to contest the charges to get into my accounts. I believe a foreign based scam set up using their name?

I haven't used PAYPAL in years so suspected it was a scam. Kept sending me emails several months about bogus charges. For me that was enough to not want to ever use it.

Re: PayPal question

Shelbelle — Tue, 02 Sep 2025 20:24:25 GMT

I have had PP for over 20 years, no issues. I have my chk acct and 2 VISA's but rarely use the chk acct. PP is a must for frequent ebay buyers like myself.

I have to agree, anyone you have ever written a check to has had access to your acct. number.

Re: PayPal question

bargainsgirl — Wed, 03 Sep 2025 01:10:51 GMT

@Tinkrbl44 wrote:
@bargainsgirl wrote:
PayPal used to offer the option of having a check mailed to you for acquired money from returns in the "wallet". That option has stopped and now you can either have it sent to your bank or "keep it in Paypal" but I am confused as to how that works. I really prefered having a check mailed to me because I really do not want to link my bank account to PayPay. Guess I don't have many options here that I like! Thoughts?

@bargainsgirl

So, after reading the feedback you've been given, what are your thoughts now?

I still prefer NOT to involve my bank account. Have not made a definite decision yet...