topic Re: QVC Paid in full! in Among Friends

QVC Paid in full!

KCDiva — Sat, 26 Sep 2020 11:48:21 GMT

I know this may not seem like a big deal but I don't owe QVC anything! I am so happy. One positive thing for me about the pandemic and not going anywhere and working from home is I quit shopping. Most of my purchases were just stuff I didn't need and just impulse purchases. Also the shipping is so bad for companies right now that the last time I ordered something it took about 3 weeks to get it. I used to owe HSN, Evine & QVC. No more easy pays for me.

Re: QVC Paid in full!

bonnielu — Sat, 26 Sep 2020 12:05:08 GMT

I only buy what I can pay for. I never use EasyPay or whatever it is called and I pay my credit cards up fast and furious. And I am buying less and less. I have closets full of clothing I might never wear again. I will admit I do get caught up in buying things I don't really need. But heck most of it comes from Walmart or Costco on a whim.

Re: QVC Paid in full!

amyb — Sat, 26 Sep 2020 12:06:07 GMT

Good for you~feels good, right?! You inspired me...I had a few piddly EP's dribbling into Dec...just went in and paid in full. Usually, I try to just pay in full...unless it's some big item where stretching it a few months just helps. But even if I use easy-pay I keep it manageable and check in making sure all is good. My shopping also has gotten very selective...don't need more chotchkes, especially for fall/Christmas...hardly going to do some big home makeover this year...don't even want to drag out tons of decorations and then put back in storage. It feels FREEING, to me! Have plenty of clothes, only bought a few recent items that needed updating or that I didn't have. Food/home supplies/gas. That's been 2020. My work situation changed until further notice...so...yea...QVC, you can keep your EP's...and sparkly chotchkes...for now. Anyhoo, rant over...thanks for the inspiration and congrats on feeling "all paid up!"

Re: QVC Paid in full!

amyb — Sat, 26 Sep 2020 12:07:04 GMT

@bonnielu wrote:
I only buy what I can pay for. I never use EasyPay or whatever it is called and I pay my credit cards up fast and furious. And I am buying less and less. I have closets full of clothing I might never wear again.

Yes! Same.

Re: QVC Paid in full!

Cookie2025 — Sat, 26 Sep 2020 12:25:28 GMT

Congratulations !

I don't have any EP with anyone and it feels liberating.

Re: QVC Paid in full!

Patriot3 — Sat, 26 Sep 2020 13:10:26 GMT

I refuse to use easy pay. Too much temptation to overspend. If I can't pay in full then I don't need it. Very disciplined

Re: QVC Paid in full!

millieshops — Sat, 26 Sep 2020 13:48:22 GMT

I always use EZPay when it's offered, but I never buy anything and put it on my card if I couldn't pay the entire amount that same day.

For me, the EZP acts almost like a brake because anything I might want to buy once I accept the EZP still has to cost what I can pay that day along with that old EZP, but I have the EZP amount still in my possession, not QVC's.

It's free money for a few months. I know it doesn't make a huge difference now that interest rates arfe so low, but pennies are still pennies.

Having said all that, I've made only one order with any company since February, so right now with 2 payments to go, I owe QVC less than $15 total. Paying it off wouldn't make me feel any freer than I do now.

Re: QVC Paid in full!

mspatmac — Sat, 26 Sep 2020 14:26:06 GMT

I use ez pay because if I have to return an item I have only tied up a small amount and don't have to wait for the credit to process on a regular visa. Once satisfied with purchase I pay it off in full. Like @millieshops says, with no interest no risk.

Re: QVC Paid in full!

Miss Pepsi — Sat, 26 Sep 2020 16:32:27 GMT

MsPat that is exactly what I do. Put it on EasyPay,, once I get it and am satisified, I go in and pay it off

Re: QVC Paid in full!

qvcaddition — Sat, 26 Sep 2020 17:43:03 GMT

I am doing the same with the Q and HSN this month. HSN hasn,t posted everything I paid to be charged,but I,m sending the full amount not the statement amount. The charges should have shown.

no more easy pays, and less buying unless something I need not want.

Re: QVC Paid in full!

San Antonio Gal — Sat, 26 Sep 2020 17:51:57 GMT

@Miss Pepsi wrote:
MsPat that is exactly what I do. Put it on EasyPay,, once I get it and am satisified, I go in and pay it off

This is exactly what I do @Miss Pepsi . Everything is Easy Pay on my Q card. If I decide to keep the item, then go in a pay it off.

Re: QVC Paid in full!

deeva — Sat, 26 Sep 2020 18:20:28 GMT

@Miss Pepsi

Me too. Once I decide to keep an item, I edit my ez pay and pay the entire balance.

Re: QVC Paid in full!

SeaMaiden — Sat, 26 Sep 2020 18:15:34 GMT

@KCDiva I quit the easy pay TRAP a few years ago. When I buy anything now it is paid in full only. Easy pay is a wicked trap.

Same goes for everything I buy. I use one credit card for all my monthly expenses....food, bills...etc. pay it off INFULL at the end of the month. I get reward points for using the card....about $150 a month Scott free! A win win situation.

Re: QVC Paid in full!

amyb — Sat, 26 Sep 2020 18:46:49 GMT

@mspatmac wrote:
I use ez pay because if I have to return an item I have only tied up a small amount and don't have to wait for the credit to process on a regular visa. Once satisfied with purchase I pay it off in full. Like @millieshops says, with no interest no risk.

I do this as well! The only ones I paid up have already arrived, and I know i'm keeping them. If I don't know yet, and they've offered EP, I also keep it on EP, in case it has to go back, and I'm out less money...especially since it seems refunds are taking longer now.

Re: QVC Paid in full!

Jdpic — Sat, 26 Sep 2020 20:49:18 GMT

I am the same way. Stopped purchasing a LOT. I am going to stay in this habit for LIFE. The easy just "push a button on my phone" has stopped..

Re: QVC Paid in full!

Rockycoast — Sat, 26 Sep 2020 23:54:42 GMT

@KCDiva wrote:
I know this may not seem like a big deal but I don't owe QVC anything! I am so happy. One positive thing for me about the pandemic and not going anywhere and working from home is I quit shopping. Most of my purchases were just stuff I didn't need and just impulse purchases. Also the shipping is so bad for companies right now that the last time I ordered something it took about 3 weeks to get it. I used to owe HSN, Evine & QVC. No more easy pays for me.

Good for you for paying off your bills. For me Easy Pay is not an incentive to purchase anything. I pay for the item in full when purchasing. Be it HSN, Venus, Amazon, etc. I don't purchase from the Q any longer. They need to get their act together. Was never one for lay-a-way at Christmas time either.

Re: QVC Paid in full!

emmygrace — Mon, 28 Sep 2020 14:19:55 GMT

@KCDiva wrote:
I know this may not seem like a big deal but I don't owe QVC anything! I am so happy. One positive thing for me about the pandemic and not going anywhere and working from home is I quit shopping. Most of my purchases were just stuff I didn't need and just impulse purchases. Also the shipping is so bad for companies right now that the last time I ordered something it took about 3 weeks to get it. I used to owe HSN, Evine & QVC. No more easy pays for me.

Congrats to you!!!!!!! Today I made my last payment to the Q! Now I know why some call them evil pays..lol! I'm paying off HSN too...its an addiction, for sure! Here's to 2021, being debt free!

Re: QVC Paid in full!

MissMadi — Thu, 01 Oct 2020 02:54:59 GMT

I am in the part of my life where I have no charge accounts and haven't had any for at least 20 years. I don't use EP and when I want to purchase something online I use PayPal. If the company doesn't honor PayPal I use my banking debit card. My husband has two friends that when their wives passed away they had large charge accounts they had to pay off. I don't want to leave my husband with any charge accounts to pay off.

Re: QVC Paid in full!

Another new name Sue — Fri, 02 Oct 2020 02:09:32 GMT

It's unwise to use the debit card online.

I don't like EP at all. I do not want to see charges from QVC for months and months. Getting it home for $5, when I'll finishing paying next March for some capris or something...no thanks.

Re: QVC Paid in full!

kitty45 — Fri, 02 Oct 2020 13:20:57 GMT

I have held on to my wallet so tight since the start of the pandemic. The only thing I need right now is a pair of decent shoes but I'm holding on till the one I'm wearing is not wearable anymore. My job is shaky right now. I have to say that the pandemic is making a lot of us think about needs instead of wants.