https://community.qvc.com/t5/Jewelry/Appraisals/m-p/69969#M4760 <P>Just finished listening to a jeweler than was on our local news this morning and he said a lot of jewelers give "feel good" appraisals which means if you buy a ring for $3,000, they'll give you an appraisal for $9,000 but the only problem is that if you have it insured the insurance company will only offer you $2,000 or replacement. </P> <P><BR /> I'm thinking the only one making out in this deal is the insurance company since you're paying the premium for a $9,000 item.....but yet it does cover the cost of a replacement.</P> <P><BR /> I think it would probably be to my advantage to call up my agent and ask them exactly what actually would happen if I did lose a piece of my jewelry that was insured.....I'm just assuming I won't lose any money in a worst case scenerio....we shall see.</P> <P> </P> Thu, 14 Apr 2011 15:16:22 GMT Mistreatedbycs 2011-04-14T15:16:22Z https://community.qvc.com/t5/Jewelry/Appraisals/m-p/69969#M4760 <P>Just finished listening to a jeweler than was on our local news this morning and he said a lot of jewelers give "feel good" appraisals which means if you buy a ring for $3,000, they'll give you an appraisal for $9,000 but the only problem is that if you have it insured the insurance company will only offer you $2,000 or replacement. </P> <P><BR /> I'm thinking the only one making out in this deal is the insurance company since you're paying the premium for a $9,000 item.....but yet it does cover the cost of a replacement.</P> <P><BR /> I think it would probably be to my advantage to call up my agent and ask them exactly what actually would happen if I did lose a piece of my jewelry that was insured.....I'm just assuming I won't lose any money in a worst case scenerio....we shall see.</P> <P> </P> Thu, 14 Apr 2011 15:16:22 GMT https://community.qvc.com/t5/Jewelry/Appraisals/m-p/69969#M4760 Mistreatedbycs 2011-04-14T15:16:22Z