topic Re: Easy Pay Hooks! in Community Chat

Easy Pay Hooks!

ECBG — Tue, 23 Aug 2016 00:35:42 GMT

I get the idea of offering easy pay. It's a "hook" to buy an item enticeing you to buy what you want and take the sting out of the origonal price.

Did you order anything on the present/near present/flash 8/22 easy pay? I didn't!

They can do better than give me $100.00 payment sticker shock!!!!!

Re: Easy Pay Hooks!

GCR18 — Tue, 23 Aug 2016 00:38:30 GMT

I didn't log on until now. I wasn't aware there was a flash. I would have passed anyway.

Re: Easy Pay Hooks!

MyGirlsMom — Tue, 23 Aug 2016 00:54:25 GMT

I didn't see it and I'm not interested ..

BUT

Easy Pay is a form of credit that QVC offers without the interest. It's a lot better than charging an item on a card and much faster paying it off too.

Re: Easy Pay Hooks!

Gram W — Tue, 23 Aug 2016 00:54:37 GMT

But you have to understand if I use easy pay I can get 4 items for $100 (X4) and without it I only get 1 piece for my $100. :-(. Amazing I guess the earlier weeks when there was no easy pay without a Q card must not have enticed many to get their card. Now the last few days lots of easy pays and even some at 50% off. This quarter their statement will be interesting. Next we have the last quarter with major holidays we will see what new enticements they offer us. I still read reviews and forums and have not seen reason to try just yet.

Re: Easy Pay Hooks!

StephfromIdaho — Tue, 23 Aug 2016 00:55:47 GMT

I never use easy pay, I forget what I'm paying for each month, it's hard for me to keep track.

Re: Easy Pay Hooks!

sparklestar — Tue, 23 Aug 2016 01:06:59 GMT

I don't think E-Z pay is a "hook." It's a way you can purchase without paying full price upfront. It's a benefit for some people. Nothing wrong with breaking up one price into smaller payments.

Re: Easy Pay Hooks!

jaxs mom — Tue, 23 Aug 2016 01:09:13 GMT

LOL for some reason I read this as easy pay hookahs

Re: Easy Pay Hooks!

kjae — Tue, 23 Aug 2016 01:17:49 GMT

The danger with easy pay is that you CAN forget what your monthly payment adds up to and then you put additional items on easy pay and before you know it your payment to the Q is $700 +. Of course, no interest is great but you can get yourself in trouble if you don't write it down somewhere.

Re: Easy Pay Hooks!

MyGirlsMom — Tue, 23 Aug 2016 01:21:55 GMT

QVC sends out email statements for easy pay and you can pay the amount due before the due date.

I don't understand why anyone would run up an amount on their credit cads or easy pay for more than they can afford to pay each month..I really don't.

Re: Easy Pay Hooks!

Moonchilde — Tue, 23 Aug 2016 01:31:39 GMT

@kjae wrote:
The danger with easy pay is that you CAN forget what your monthly payment adds up to and then you put additional items on easy pay and before you know it your payment to the Q is $700 +. Of course, no interest is great but you can get yourself in trouble if you don't write it down somewhere.

$700+ in EASY PAYS?

I have never, and will never DREAM of buying that much merchandise from QVC over 2-3 months. IMO anyone who does that more than once, or even once, has "shopping issues."

I also honestly can't conceive of "forgetting" how much I've bought and how much is coming out of my bank account.

Re: Easy Pay Hooks!

kjae — Tue, 23 Aug 2016 02:25:02 GMT

I applaud you, Moonchilde.

Re: Easy Pay Hooks!

151949 — Tue, 23 Aug 2016 02:32:59 GMT

I never buy on EP before checking under my account to see what is already on there.

Re: Easy Pay Hooks!

hckynut — Tue, 23 Aug 2016 02:36:01 GMT

@ECBG

Nothing wrong with flex pay that I can see. Smaller payments/no interest/no lay-a-way plan, ships with 1flex pay.

Now you can either control how much money you spend in increments or in 1 payment. If lower payments entices you to buy more, the problem cannot be blamed on flex payments. The problem is with the customer's inability to control their money.

I worked with many men that could not carry a $5 bill in their pocket because they will spend it. Is it the $5 bill's problem, or the person that cannot control their spending?

I rest my case,

hckynut(john)

Re: Easy Pay Hooks!

Iwantcoffee — Tue, 23 Aug 2016 02:47:53 GMT

What is wrong with easy pay is that it is debt. A lot of the things people can buy will have little to no value when payments are still being made. QVC will sell food on easy pay that will be long gone when the customer is still making payments. A used mascara Is worthless in 5 months.

Re: Easy Pay Hooks!

Chrystaltree2 — Tue, 23 Aug 2016 02:52:13 GMT

I just logged on s few minutes ago, I have burgundy boots and bags on my wishlist and I might purchase both with the pop up Easy Pay if it's still available. I'm an adult, I actually have free will and functioning brain, like all the other Q v c shoppers. If we use Easy Pay, we do it because we decide to take advantage of it, not because Q vc uses mind control...lol. Get over yourself... lol

Re: Easy Pay Hooks!

HappyDaze — Tue, 23 Aug 2016 03:20:49 GMT

@Moonchilde wrote:
@kjae wrote:
The danger with easy pay is that you CAN forget what your monthly payment adds up to and then you put additional items on easy pay and before you know it your payment to the Q is $700 +. Of course, no interest is great but you can get yourself in trouble if you don't write it down somewhere.

$700+ in EASY PAYS?

I have never, and will never DREAM of buying that much merchandise from QVC over 2-3 months. IMO anyone who does that more than once, or even once, has "shopping issues."

I also honestly can't conceive of "forgetting" how much I've bought and how much is coming out of my bank account.

I think the day I forget how much I've bought and how much I still owe is the day I realize I have a shopping problem. I can thankfully say that has never happened to me but I would never use easy pay and I never carry a balance on a credit card and haven't for well over 20 years.

Re: Easy Pay Hooks!

mzlg — Tue, 23 Aug 2016 03:41:01 GMT

Yes, I swallowed the hook ... I took the bait of the 3 Evil Pays. I have had a bracelet for one of my daughters in my Wish List - it was a Last Clicks item (J320992). Apparently, it was the last one in Sterling Silver (all others were clad - I don't purchase clad) and it is now "Processing".

Re: Easy Pay Hooks!

ECBG — Tue, 23 Aug 2016 03:41:45 GMT

@hckynut wrote:
@ECBG

Nothing wrong with flex pay that I can see. Smaller payments/no interest/no lay-a-way plan, ships with 1flex pay.

Now you can either control how much money you spend in increments or in 1 payment. If lower payments entices you to buy more, the problem cannot be blamed on flex payments. The problem is with the customer's inability to control their money.

I worked with many men that could not carry a $5 bill in their pocket because they will spend it. Is it the $5 bill's problem, or the person that cannot control their spending?

I rest my case,

hckynut(john)

@hckynut,My point exactly! Thanks!

Re: Easy Pay Hooks!

Krimpette — Tue, 23 Aug 2016 11:09:31 GMT

It's not a "hook" for me. I choose to never use E/P. If I can't pay the whole thing off at once, then I don't buy it.

Re: Easy Pay Hooks!

CalminHeart — Tue, 23 Aug 2016 11:15:59 GMT

Just like credit cards, you can get in trouble with easy pay if you order too much. But why make fun of easy pay? It's the only way some people can afford something they need/want. If you can pay full price, great. But don't ridicule those who might use easy pay on occasion.