topic Re: Shopping channels taking Paypal? in Community Chat

Shopping channels taking Paypal?

Shorty2U — Sat, 17 Oct 2015 06:11:08 GMT

I was flipping channels last night when I was up late, and I stopped at HSN (which I only shopped on once years ago). The host said, they take all major credit cards and Paypal. I did not know that until now.

Does QVC and EVINE take Pay Pal too?

That actually interests me, because believe it or not, I do not have a credit card and don't want one. Well I have a debit/credit card at the bank but that comes right out. (When we got married 8 & 3/4 yrs ago I said I don't want a credit card in my name. (I no longer work). Of course I use his online for holiday shopping etc. My husband has 2 now for emergencies and shopping online. He (and I agree) prefers to keep them low as he has been paying them down the past years.

So anyway that interested me, I would probably buy less expensive type things with Paypal because that comes right out of the account and no credit card bill.

Re: Shopping channels taking Paypal?

shoekitty — Sat, 17 Oct 2015 06:15:15 GMT

IDK about the shopping channels, but I was in Macy's today. They now take paypal! Macys got new machines yesterday. They read the new chips in cards with a special reader. The I saw a paypal option

Re: Shopping channels taking Paypal?

avid shopper — Sat, 17 Oct 2015 12:56:02 GMT

I like PAYPAL and would like to have a link at QVC to use it. I know there is something called Bill Me Later in which I had to enter all my information AGAIN to use it and I did not feel the need to do that so I continue to use my QCard. I pay off my balance in full each month and have done so for years. There are just times when I would like to use PP to pay.

Re: Shopping channels taking Paypal?

muttmom — Sat, 17 Oct 2015 14:10:50 GMT

I only use PayPal on eBay, otherwise I use a rewards credit card. The only benefit I find in using PP is I do not have to write a check to pay off the balance at the end of the month

Credit cards are not evil when used properly.

Every married lady needs a credit card in her own name. If you have a work history, regardless of whether or not you are now working, you should be able to secure one.

In house credit cards are notorious for high interest rates and fine print. Apply for a Visa, MasterCard or Discover Card in your name. You never know what the future holds.

Re: Shopping channels taking Paypal?

Snowpuppy — Sat, 17 Oct 2015 14:13:38 GMT

I used PayPal on the other channel a few times without a hitch.

PP was sold by eBay and it's now a separate company. I think I'm going to ditch my PP and eBay.

I made a purchase on the other channel as "guest" and went to check out w/PayPal. Logged into PP and the transaction was declined by HSN with a comment that said "sorry, we already have that CC on file".

I thought the idea behind PP was that your CC was not given to the store? Seems that's not the case any more.

Re: Shopping channels taking Paypal?

SydneyH — Sat, 17 Oct 2015 14:37:32 GMT

I use PayPal and PayPal credit, I find both very useful.

Re: Shopping channels taking Paypal?

sunshine45 — Sat, 17 Oct 2015 14:55:18 GMT

i use my paypal account on qvc via their "paypal credit feature" (formerly bill me later). it appears on your paypal statement and then i use the funds in my paypal account to pay it off. easy to use and no interest. i have been doing this for about 2 or 3 years now. it is a line of credit that you apply for.

Re: Shopping channels taking Paypal?

Q4u — Sat, 17 Oct 2015 14:57:11 GMT

I like Paypal as well as that is my business account for eBay. The funds I have there are easily accessible to me and I'd prefer paying for an item that way than charging it....

Re: Shopping channels taking Paypal?

Constance2 — Sat, 17 Oct 2015 15:25:31 GMT

@Snowpuppy wrote:
I used PayPal on the other channel a few times without a hitch.

PP was sold by eBay and it's now a separate company. I think I'm going to ditch my PP and eBay.

I made a purchase on the other channel as "guest" and went to check out w/PayPal. Logged into PP and the transaction was declined by HSN with a comment that said "sorry, we already have that CC on file".

I thought the idea behind PP was that your CC was not given to the store? Seems that's not the case any more.

I had the same thing happen to me with HSN when wanting to use Paypal. The problem was that there were two separate accounts with HSN because my husband had ordered a few things, too, previously. It finally went through when I used the correct e-mail address.

Re: Shopping channels taking Paypal?

Nightowlz — Sat, 17 Oct 2015 15:48:49 GMT

Evine takes Paypal. I don't know if Q does or not. By using Paypal you can have a credit card at one place & not all the places you shop online. There are still a lot that don't take Paypal.

Re: Shopping channels taking Paypal?

Moonchilde — Sat, 17 Oct 2015 16:21:09 GMT

Paypal started out as a way to pay for something without the purchaser's banking or payment info divulged to people or companies you do not know (like on ebay). When smaller businesses and web sites offer it (sites that are IMO more likely to be hacked than some), I prefer yo use Paypal rather than give info directly to the site, where you don't know or trust the "other end."

Bill Me Later is Paypal Credit. If you have just Paypal your payment is taken out whole, immediately, just as if you used a debit card. If you have BML/PPC, it functions as a credit account and you receive a monthly bill. It's great for purchasing an item where you'd rather do an easy pay type of payment, on websites that don't offer that - i.e., if you want $150 pair of shoes from one of the many shoe sites but it's payment in full or your CC, if you use BML you can split your payment up a bit.

Re: Shopping channels taking Paypal?

Shorty2U — Sun, 18 Oct 2015 05:08:56 GMT

Thank you for the replies. I am glad to know Evine has paypal too. I was watching that today and I like some of their clothing and its inexpensive and so is the shipping!

Re: Shopping channels taking Paypal?

Bjjo — Sun, 18 Oct 2015 22:54:07 GMT

I've used PayPal since the beginning of their services. They have my credit card on file and and I use that for every online store that permits. I use my credit card when I'm shopping anywhere in person, including grocery store. I pay off every month. I have tons of travel points and receive a check each year from my credit card company when I call them. I get a good size check each year! I never use a debit card anywhere. I write checks for personal bill paying when bills come in. I never take checks in my purse, but will take a check with me when out of town for a few weeks just in case I might need.

Credit cards are much safer than debit cards. Credit card companies can reimburse or settle disputes easily and keep a watch for any unusual purchases. I always call my credit card company to alert them when I go out of state knowing I will be spending more than usual for hotels, dinners and so forth.

But, PayPal is my favorite and safe transaction method. Glad that some shopping channels are or will start providing PayPal .

Re: Shopping channels taking Paypal?

Lipstickdiva — Tue, 20 Oct 2015 15:10:47 GMT

I have used Paypal before when purchasing from HSN. However, I do have an HSN charge card and prefer to use it because if you make a return, they give you spendable cash when you use their return label. You don't get this feature if you pay using Paypal or another credit card.

You can use Paypal and flex-pay on HSN.

Re: Shopping channels taking Paypal?

SaRina — Tue, 20 Oct 2015 15:30:59 GMT

The only caveat with Paypal is that some "stores" have a different Return Policy when using PP vs. using a credit card in that they will only issue an in-store credit if you use PP as opposed to a full refund with your credit card. So check the store's return policy before using PP.

Re: Shopping channels taking Paypal?

Lipstickdiva — Tue, 20 Oct 2015 15:54:36 GMT

@SaRina wrote:
The only caveat with Paypal is that some "stores" have a different Return Policy when using PP vs. using a credit card in that they will only issue an in-store credit if you use PP as opposed to a full refund with your credit card. So check the store's return policy before using PP.

This is a good point. I have ordered a few things on-line using Paypal and checked the return policy. With some of them, even if they have a physical store, you have to send back any returns. I could not return to the store.

Re: Shopping channels taking Paypal?

Nightowlz — Tue, 20 Oct 2015 16:03:40 GMT

@SaRina wrote:
The only caveat with Paypal is that some "stores" have a different Return Policy when using PP vs. using a credit card in that they will only issue an in-store credit if you use PP as opposed to a full refund with your credit card. So check the store's return policy before using PP.

Wow. Thanks. I have never ran into this problem. If I make a purchase I want credit back to the original payment method not a store credit. They may not have anything else I want to buy.

Re: Shopping channels taking Paypal?

sunshine45 — Tue, 20 Oct 2015 17:34:19 GMT

LipstickDiva wrote:
Sarina wrote:
The only caveat with Paypal is that some "stores" have a different Return Policy when using PP vs. using a credit card in that they will only issue an in-store credit if you use PP as opposed to a full refund with your credit card. So check the store's return policy before using PP.
This is a good point. I have ordered a few things on-line using Paypal and checked the return policy. With some of them, even if they have a physical store, you have to send back any returns. I could not return to the store.

the way to get around this is to get a paypal debit card with the visa symbol......the card is linked directly to your paypal account.