topic Re: What are some of your best money saving tips for 2015? in Community Chat

What are some of your best money saving tips for 2015?

qualitygal — Wed, 14 Jan 2015 13:00:08 GMT

I know living within our means is important, but I'm making a definite stride towards trying to be a better saver. So I'm thinking twice or long and hard now before purchases.

What are you doing this year? How and on what areas are you cutting or being careful?

Re: What are some of your best money saving tips for 2015?

Toppers — Wed, 14 Jan 2015 13:08:11 GMT

We try and use coupons or discounts whenever we can, and try to buy items on sale whenever possible.

Re: What are some of your best money saving tips for 2015?

glb613 — Wed, 14 Jan 2015 13:20:17 GMT

Most people get into money trouble because they spend money on things they don't need with money they don't have. A woman I know asked for money help and used some of the funds to get massages for her and her boyfriend. That is typical of how she manages her money.

Re: What are some of your best money saving tips for 2015?

luvdoodles — Wed, 14 Jan 2015 13:54:21 GMT

To start will be using my Q card less and pay by check if there is something I really want. Got my statement yesterday and saw how much interest I paid for 2014. It was crazy and a real eye opener. I do coupon and plan meals around things on sale. I try to make one meal that I can make two meals out of. I have started buying more frozen veggies because sometimes the fresh ones go bad before we eat it all. Every little bit helps in the end.

Re: What are some of your best money saving tips for 2015?

lolakimono — Wed, 14 Jan 2015 14:21:59 GMT

Re: What are some of your best money saving tips for 2015?

Preds — Wed, 14 Jan 2015 14:35:14 GMT

Just Say No! I don't need it!

lola ... love that chart! May have to do that. I've still got time to ""catch up""!

Re: What are some of your best money saving tips for 2015?

lolakimono — Wed, 14 Jan 2015 14:36:10 GMT

On 1/14/2015 Preds said:
lola ... love that chart! May have to do that. I've still got time to "catch up"!

There is a reverse one too, where you start with the greatest amount.

Re: What are some of your best money saving tips for 2015?

Preds — Wed, 14 Jan 2015 14:38:58 GMT

On 1/14/2015 lolakimono said:
On 1/14/2015 Preds said:
lola ... love that chart! May have to do that. I've still got time to "catch up"!

There is a reverse one too, where you start with the greatest amount.

Better idea! Before I spend it.

Re: What are some of your best money saving tips for 2015?

MaggieToo — Wed, 14 Jan 2015 15:14:01 GMT

Stop the impulse buying.

Re: What are some of your best money saving tips for 2015?

Lynneuk — Wed, 14 Jan 2015 17:01:14 GMT

Don't watch QVC all the time! It's very easy to be convinced that you really need something they are showing. I also don't go shopping unless I really have to buy something. Then I go, find that one thing and leave. Also look around your house. Often we forget what we have and end up buying something we already have! As for food, I buy a lot at farmers markets and base our meals around those ingredients. Also freeze fresh fruits like blueberries when they are cheap. Buy meats when they are on sale and freeze some. Take a hard look at bills like cable, phone etc. Often they can be reduced considerably.

Re: What are some of your best money saving tips for 2015?

June Lands — Wed, 14 Jan 2015 17:05:51 GMT

Go through my closets.... see what I REALLY HAVE TO WORK WITH... before buying more.

Re: What are some of your best money saving tips for 2015?

nlwilliams — Wed, 14 Jan 2015 17:12:09 GMT

Save it.

Re: What are some of your best money saving tips for 2015?

Free2be — Wed, 14 Jan 2015 19:18:49 GMT

I saved over a thousand dollars yesterday. Not bad for starting 2015.

There was a TV media console I found online and thought it perfect but really didn't want to spend that much. I managed to ingeniously fit a stepped-two-tier console table (that had been made into a computer table by a previous owner, left in the house when we bought it) over the small media stand we have. Hard to describe. It looks like one unit and now there is a space for the sound bar so it doesn't interfere with streaming media to the TV. I previously had a big slab of marble on top of the small stand to hold the wide sound bar. Now I'll get to put the marble back in the kitchen where it belongs and where I need it. Must buy new rubber feet for it first.

My husband was thrilled and raved about what a great idea that was.

I fully intend to ask myself if I can't find other ways to use what we have and ask myself if wants will enhance our lives or be rarely used.

Re: What are some of your best money saving tips for 2015?

CelticCrafter — Wed, 14 Jan 2015 19:27:34 GMT

One thing that stops me is do I really need it or just want it.

Re: What are some of your best money saving tips for 2015?

esmeraldagooch — Wed, 14 Jan 2015 20:23:33 GMT

A budget set before the month begins, giving every dollar a name. You can find this free at your local library. Dave Ramsey's Total Money Makeover, near the back of the book. Or here.

http://www.daveramsey.com/tools/budget-forms/

Re: What are some of your best money saving tips for 2015?

Peaches McPhee — Wed, 14 Jan 2015 20:26:51 GMT

The no. 1 way to save is to pay yourself first (if you receive a paycheck). Have money taken out of your paycheck and put into savings before it even hits your checking account.

Re: What are some of your best money saving tips for 2015?

VanSleepy — Wed, 14 Jan 2015 20:43:49 GMT

Eat the leftovers. It's not too exciting, but my grocery bill is so much less each month than it used to be just from that. And you don't have to deal with discovering moldy bowls in the back of the fridge!

Re: What are some of your best money saving tips for 2015?

NoelSeven — Wed, 14 Jan 2015 20:49:02 GMT

Instead of eating out or grabbing a coffee while you're out, learn to cook and collect recipes for inexpensive, healthy meals and sides. There are many, many such recipes online.

You'll save a fortune.

Re: What are some of your best money saving tips for 2015?

puglet1 — Wed, 14 Jan 2015 20:55:34 GMT

Pay with cash. Leave the credit cards home.

I think I'm one of the few people left who pulls out bills/cents when shopping. Everyone else seems to pull out plastic. I only use credit cards for large purchases or GFB in an emergency.

Re: What are some of your best money saving tips for 2015?

Qwackertoo — Wed, 14 Jan 2015 20:55:55 GMT

I already do almost ALL the money saving tips . .. well I don't do coupons . . . and I don't eat out often. Sometimes I'll let an item ride around in the cart or carry in a department store while I ask myself do I really need/want it and many times the answer is no.

Still selling some excess on eBay and even found a group on Facebook for one of my collectibles and sold off quite a bit in December . . . Yay no eBay fees but still used PayPal for faster receipt of the monies and paid their fees but also used their services for creating invoices and shipping labels with a small savings on shipping fees to USPS.

I do think though . . . this year we need to spend some money and enjoy it . . . all savings and no spending gets old after a few years so we're overdue for some major spending.