topic Re: Identify Theft in Community Chat

Identify Theft

maureen5 — Mon, 24 Nov 2014 18:36:57 GMT

Does anyone have a recommendation. for a company to prevent identify theft?

Re: Identify Theft

Say Nay — Mon, 24 Nov 2014 18:40:35 GMT

I use Equifax (or it could be Experian?) to place a credit freeze on my account. It means no one can open a new account in my name or take out a loan unless I unfreeze it. I monitor my credit cards myself by checking online frequently.

Re: Identify Theft

physicsnut — Mon, 24 Nov 2014 19:25:12 GMT

LifeLock

Re: Identify Theft

terrier3 — Mon, 24 Nov 2014 19:39:49 GMT

I just set up all my credit cards so I am notified by e-mail any time a charge is made over $5.

That's easy, fast and free.

Plus I have the same freeze as Mom2Dogs has.

Re: Identify Theft

tansy — Mon, 24 Nov 2014 19:44:34 GMT

I'm considering freezing my credit. I thought you needed to do this with all three of the companies though, not just one.

Re: Identify Theft

croemer — Mon, 24 Nov 2014 19:49:52 GMT

On 11/24/2014 physicsnut said:
LifeLock

They have saved us several times now. I agree...

Re: Identify Theft

Financialgrl — Mon, 24 Nov 2014 20:00:35 GMT

Recently my credit card was hacked, the same day my card was cancelled and I found out when card rejected at dinner. The tipoff for credit union was about 5 tiny charges. I check my accounts online everyday anyway so I'd have caught it. We are allowed the 3 credit reports per year so I run one of the 3 agencies every 4 months. I haven't put a freeze on credit yet bc I haven't felt the need yet though I had not realized it but credit union said the Target and Home Depot database hack contained so many credit card numbers and that it may take years before all numbers may be targeted. So even with a monitoring company, still be vigilant on your own.

Re: Identify Theft

Kujo — Mon, 24 Nov 2014 20:02:38 GMT

Auto Club members are entitled to free basic credit monitoring services through Experian. They also offer an upgraded service for an annual fee that’s a little less expensive than Lifelock’s annual fee. I’m thinking of switching when my Lifelock subscription expires early next year.