topic Re: HSN Credit Card in Community Chat

HSN Credit Card

Terrywu — Thu, 16 Oct 2014 02:24:17 GMT

Just received a new credit card from HSN. When you return items using their return label now, the $6.95 shipping charge is credited to your account as spendable cash on your next purchase. It helps to take the sting out the shipping charges.

Re: HSN Credit Card

muttmom — Thu, 16 Oct 2014 02:38:14 GMT

They are really pushing their credit card. There are perks but if you are not someone that pays the entire bill every statement, you can get yourself in serious trouble as their interest rate is high.

Re: HSN Credit Card

croemer — Thu, 16 Oct 2014 02:40:22 GMT

Wow...that is a great deal.

Re: HSN Credit Card

pattypeep — Thu, 16 Oct 2014 03:46:38 GMT

I have had an HSN cc for 20 years. I think it is very generous of HSN and their s/h is actually fairly reasonable plus they offer tons of flex pays. Fortunately, I have always been a good money manager and pay my cc's off in full each month. Couldn't sleep otherwise.

Re: HSN Credit Card

hckynut — Thu, 16 Oct 2014 05:22:08 GMT

Have returned a few things to hsn and I have never paid the postage.

Re: HSN Credit Card

muttmom — Thu, 16 Oct 2014 15:31:41 GMT

On 10/15/2014 hckynut said:
Have returned a few things to hsn and I have never paid the postage.

Unless they sent the wrong item or it is defective, the return fees are deducted from your refund.

Why would HSN not charge you?

Re: HSN Credit Card

Lipstickdiva — Thu, 16 Oct 2014 16:36:08 GMT

On 10/16/2014 muttmom said:
On 10/15/2014 hckynut said:
Have returned a few things to hsn and I have never paid the postage.

Unless they sent the wrong item or it is defective, the return fees are deducted from your refund.

Why would HSN not charge you?

Exactly. But people don't see that.

I cannot tell you the number of callers I hear on HSN who talk about returns being free and the host never corrects them. They do not realize the return s/h is being deducted from their refund. It's the same way on QVC.

Re: HSN Credit Card

sunshine45 — Thu, 16 Oct 2014 17:17:08 GMT

i have had the hsn card for several years now......this is a great new feature that they have added!

Re: HSN Credit Card

Lipstickdiva — Thu, 16 Oct 2014 17:34:59 GMT

I agree sunshine. I have the card too. I wouldn't get it just for this new feature but it's certainly a nice bonus since I already have the card.

Re: HSN Credit Card

hckynut — Thu, 16 Oct 2014 18:54:09 GMT

On 10/16/2014 muttmom said:
On 10/15/2014 hckynut said:
Have returned a few things to hsn and I have never paid the postage.

Unless they sent the wrong item or it is defective, the return fees are deducted from your refund.

Why would HSN not charge you?

Because the items were defective. And yes, I watch my cards/cash and assets very closely. It would take more than a shopping network to beat me out of a penny. If they send me something defective? Why would they charge me?

Re: HSN Credit Card

muttmom — Thu, 16 Oct 2014 19:32:30 GMT

On 10/16/2014 hckynut said:
On 10/16/2014 muttmom said:
On 10/15/2014 hckynut said:
Have returned a few things to hsn and I have never paid the postage.

Unless they sent the wrong item or it is defective, the return fees are deducted from your refund.

Why would HSN not charge you?

Because the items were defective. And yes, I watch my cards/cash and assets very closely. It would take more than a shopping network to beat me out of a penny. If they send me something defective? Why would they charge me?

Of course they pay for the return of defective merchandise. In your post you did not indicate everything you returned was defective, which is why I questioned you.

In all my years shopping with HSN, I maybe received 1 defective item.

Re: HSN Credit Card

hckynut — Fri, 17 Oct 2014 00:14:09 GMT

On 10/16/2014 muttmom said:

Unless they sent the wrong item or it is defective, the return fees are deducted from your refund.

Why would HSN not charge you?

Because the items were defective. And yes, I watch my cards/cash and assets very closely. It would take more than a shopping network to beat me out of a penny. If they send me something defective? Why would they charge me?

Of course they pay for the return of defective merchandise. In your post you did not indicate everything you returned was defective, which is why I questioned you.

In all my years shopping with HSN, I maybe received 1 defective item.

I buy a lot of things that are electronic that are not what I consider a major outlay of cash or credit from hsn. The propensity for having a defect in these types of items may be higher than those others purchase from them.

Didn't figure I should have left a reason for the return and I certainly am not trying to make an issue with you about this. Now that we have that straight! Can we forget about it?